States With No Estate or Inheritance Tax

2026

Complete list of US states with neither estate nor inheritance tax in 2026 — relevant for retirement and estate planning. 33 states qualify.

Written and reviewed by Konstantin Iakovlev · Methodology · Updated

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Top 10 most popular no-estate-tax retirement states

No state-level estate tax + no state-level inheritance tax in 2026. Listed by population/retirement popularity. The 33 states without these taxes include all 9 no-income-tax states plus most of the South and Mountain West.

  1. 1

    Florida

    Florida — No estate or inheritance tax (constitutionally prohibited). Combined with no income tax + Save Our Homes property cap = top retirement destination.

    paycheck → income tax → property tax → cost of living →
  2. 2

    Texas

    Texas — No estate or inheritance tax. No income tax. 1.68% effective property tax (high) is the trade-off, but Prop 4 of 2023 raised homestead exemption to $100K.

    paycheck → income tax → property tax → cost of living →
  3. 3

    Tennessee

    Tennessee — No estate or inheritance tax (eliminated estate tax in 2016, inheritance in 2016). No income tax since Hall Tax phaseout 2021. Low property tax.

    paycheck → income tax → property tax → cost of living →
  4. 4

    Arizona

    Arizona — No estate or inheritance tax. 2.5% flat income tax (lowest progressive rate in country). No tax on Social Security at state level.

    paycheck → income tax → property tax → cost of living →
  5. 5

    Nevada

    Nevada — No estate or inheritance tax. No income tax (constitutional). 4% reliance on gaming revenue + 8.375% Clark County sales tax.

    paycheck → income tax → property tax → cost of living →
  6. 6

    South Carolina

    South Carolina — No estate or inheritance tax. 7% top income tax but $15K retirement income deduction for 65+. Class 1 owner-occupied 4% assessment ratio.

    paycheck → income tax → property tax → cost of living →
  7. 7

    Georgia

    Georgia — No estate or inheritance tax (eliminated 2014). 5.39% flat income tax (declining to 4.99% by 2029). $35K/$65K retirement income exemption.

    paycheck → income tax → property tax → cost of living →
  8. 8

    Alabama

    Alabama — No estate or inheritance tax. 5% flat income tax. Defined benefit pension fully exempt. Second-lowest property tax in country (0.41%).

    paycheck → income tax → property tax → cost of living →
  9. 9

    Colorado

    Colorado — No estate or inheritance tax. 4.4% flat income tax. Senior Property Tax Exemption: 50% of first $200K of value for owners 65+ (10+ year residency).

    paycheck → income tax → property tax → cost of living →
  10. 10

    Wyoming

    Wyoming — No estate or inheritance tax. No income tax. Lowest tax burden in country per Tax Foundation. Mineral severance tax funds state services.

    paycheck → income tax → property tax → cost of living →

Methodology note: This listicle is curated based on Q1 2026 data verified against each state's Department of Revenue + Tax Foundation 50-state reports. Rankings reflect tax structure and are not investment advice. Cost of living, employment opportunities, climate, and personal preferences should also factor into relocation decisions.