Florida Property Tax Calculator 2026

Calculate property taxes in Florida. The average effective property tax rate in FL is 0.76%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$2,660.00

Monthly Equivalent

$221.67

Effective Rate

0.760%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$2,660.00
Monthly Equivalent$221.67

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Florida Property Tax Guide

Florida's average effective property tax rate is about 0.76%, below the national average of about 0.9%. Property tax in Florida is entirely a local matter: counties assess values and send the bills, with the rate built from overlapping levies for the county, the school district, the city, and special districts. The county property appraiser sets your assessed value, and the tax collector handles billing and payment, typically with a discount for paying early in the fall.

Homeowners who make a Florida property their permanent residence can claim the homestead exemption, which removes a slice of assessed value from taxation. Just as important, the Save Our Homes provision caps how much the assessed value of a homesteaded property can rise each year, so longtime owners often pay far less than the market would suggest. To rough out a bill, multiply your assessed value (after exemptions) by your county's combined millage rate.

Florida Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.76%
National Average 0.89%
vs. National Average 0.13 points below
Estate Tax None
State Sales Tax 6%
State Income Tax None

Official Sources:

Florida Property Tax FAQ

How do I estimate my Florida property tax bill?
Start with the assessed value set by your county property appraiser, subtract any exemptions such as homestead, then multiply the taxable value by your area's combined millage rate. Millage is expressed in dollars per $1,000 of value, and it bundles county, school, city, and special-district levies. The 0.76% statewide average is a useful sanity check, but your county's actual rate is what governs the bill.
What does the homestead exemption do?
If the home is your permanent Florida residence, the homestead exemption removes a portion of the assessed value from taxation, lowering the bill. It also triggers the Save Our Homes cap, which limits annual increases in your assessed value regardless of how fast the market climbs. You apply through your county property appraiser, and the residence must be your primary home.
Why do two similar Florida homes have very different tax bills?
The Save Our Homes assessment cap is usually the reason. A longtime homesteaded owner may have an assessed value held well below market by years of capped increases, while a recent buyer is assessed near the current purchase price. Two nearly identical houses on the same street can therefore owe substantially different amounts.
Who sets and collects property taxes in Florida?
It happens at the county level. The county property appraiser determines assessed values, local taxing authorities set the millage rates each year, and the county tax collector issues bills and processes payments. There is no statewide property tax, which is why rates and bills vary noticeably from one county to the next.

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