Updates

Rate changes, new calculators, and improvements.

July 2026

  • Aligned every calculator and guide with the One Big Beautiful Bill Act for 2026: the Child Tax Credit is now $2,200 per child (from $2,000), the Section 179 limit is $2,560,000 (phase-out at $4,090,000), bonus depreciation is 100% and permanent, and the federal estate and lifetime gift exemption is $15,000,000 per person.
  • Corrected the 2026 standard deduction to $16,100 (single), $32,200 (married filing jointly), and $24,150 (head of household) — plus the $2,050/$1,650 age-65-and-blindness additions — in the tax-free-income, self-employment, itemized-deduction, 1099, and withholding calculators, and recomputed every worked example that relied on the old figures.

June 2026

  • Calk-USA is now on the App Store for iPhone and iPad, joining the Android app on Google Play — links in the footer.
  • The native apps run fully offline and refresh their tax and benefit values automatically over the air — no app update required.
  • Refreshed all federal and 50-state figures to official 2026 values: IRS Rev. Proc. 2025-32 (income tax, EITC, AMT, capital gains, education credits), SSA benefits, CMS Medicare premiums and IRMAA, USDA SNAP FY2026 allotments, the USCIS G-1055 fee schedule, and state law — including Utah’s new 4.45% flat income tax (SB 60).
  • Completed a state-by-state re-verification against each Department of Revenue and Labor: updated 2026 standard deductions, estate-tax exemptions, and minimum and tipped wages, and corrected local sales-tax coverage for all 50 states and DC.
  • Every state calculator and category page now includes an in-depth, plain-English guide and frequently-asked questions explaining the rules behind each calculation, with the source for each figure cited.
  • Ongoing source monitoring keeps regulatory figures current: recent refreshes include the 2026 paid-family-leave benefit caps (CA $1,765, NJ $1,119, WA $1,647) and the national grid emissions factor used by the carbon-footprint and solar-savings calculators.
  • Vehicle Depreciation Schedule: now asks whether the vehicle is a passenger auto (≤6,000 lbs) or a heavy vehicle (>6,000 lbs), so the IRS Section 280F luxury-auto caps apply correctly by weight — fixing a flat cost threshold that previously over- or under-stated the deduction.

April 2026

  • Launched Calk-USA with 708 calculators across 24 categories
  • Full coverage of all 50 US states + DC with state-specific paycheck, income tax, sales tax, property tax, minimum wage, and cost of living calculators (312 state pages)
  • Fortress-tier complex calculators: Federal Income Tax, Paycheck (all 50 states), Mortgage (conventional, FHA, VA, jumbo, ARM), 401(k), Roth IRA, Roth Conversion, Social Security Break-Even, Self-Employment Tax, Student Loan IDR Comparison
  • Full retirement suite: 401(k), 403(b), 457(b), SEP IRA, SIMPLE IRA, Solo 401(k), Defined Benefit, TSP, FERS, CSRS, FIRE variants (Coast/Lean/Barista), RMD, Pension, Annuity
  • Complete tax toolkit: AMT, SALT, Estate Tax, Gift Tax, Kiddie Tax, QBI 199A, W-4 Optimizer, Quarterly Estimated, Capital Gains, Tax Loss Harvesting, Charitable Donation, Education Credits
  • Real estate investing: Cap Rate, DSCR, 1031 Exchange, House Flip, Airbnb, Rental Property, Cost Segregation, Depreciation
  • Business suite: LLC vs S-Corp, Break-Even, EBITDA, Business Valuation, SaaS Metrics, Franchise Cost, Amazon FBA/Etsy/eBay fees
  • Health & insurance: ACA Marketplace, Medicare IRMAA, HSA, FSA, COBRA, Life Insurance Needs, Long-Term Care
  • Government benefits: SNAP, Medicaid, Section 8, SSDI, SSI, Unemployment, VA Disability, GI Bill, Military Pay
  • 50+ building calculators: concrete, paint, roofing, flooring, deck, fence, tile, drywall, insulation, HVAC, solar, and more
  • All calculators use 2026 IRS rates, SSA data, and state-specific regulations