Crypto & Digital Assets

Crypto tax, mining profitability, staking rewards, and DCA calculators.

About Crypto & Digital Assets Calculators

Cryptocurrency is property in the eyes of the IRS, not currency, and that single rule drives almost every number on this page. The Crypto Tax Calculator helps you estimate what you owe after selling, swapping, or spending coins, separating short-term gains taxed at ordinary rates from long-term gains held over a year. The Crypto Profit & Loss Calculator pins down your cost basis and gain on a specific lot before you sell, while the NFT Profit Calculator does the same for a token sale net of marketplace and gas costs.

Other tools support forward-looking decisions. The DCA Crypto Calculator models what regular fixed-dollar buys would have returned over a stretch, useful when you're weighing a recurring purchase against a lump sum. The Staking Rewards Calculator and Crypto Mining Profitability Calculator project income before electricity, hardware, and pool fees, and that income is generally taxable when you gain control of it. The Ethereum Gas Fee Calculator estimates transaction cost in gwei so you can time a transfer. Reach for these before you trade, at year-end for Form 8949 and Schedule D, or whenever you're deciding whether a move clears its costs.

Frequently Asked Questions

Do I owe US taxes when I swap one cryptocurrency for another?
Yes. The IRS treats a crypto-to-crypto trade as a taxable disposition of the coin you give up, so you realize a capital gain or loss measured against your cost basis even though no US dollars touch your bank account. The same applies when you spend crypto on goods or services. You report each disposition on Form 8949 and carry the totals to Schedule D.
How are staking and mining rewards taxed?
Rewards are generally treated as ordinary income at their fair market value on the date you gain dominion and control over them, and that value also becomes your cost basis. When you later sell those coins, any change in price since you received them is a separate capital gain or loss. Mining done as a trade or business may also owe self-employment tax.
What's the difference between short-term and long-term crypto gains?
Holding period is measured from the day after you acquire a coin to the day you dispose of it. Sell at a gain after holding one year or less and the profit is short-term, taxed at the same rates as wages, where federal brackets run from 10% to 37%. Hold longer than a year and it qualifies for lower long-term capital gains rates.
Can I deduct crypto losses on my US tax return?
Capital losses first offset capital gains of the same type, then up to $3,000 of ordinary income per year, with any remainder carried forward to future years. The IRS wash-sale rule that disallows repurchase losses currently applies to stocks and securities, and digital assets sit in a gray area, so confirm current guidance before harvesting losses. Losses on coins from a bankrupt exchange follow separate, stricter rules.
Does the IRS know about my crypto activity?
Increasingly, yes. Form 1099-DA reporting by digital-asset brokers is phasing in, so exchanges report gross proceeds and, over time, cost basis to both you and the IRS. Every Form 1040 also asks a digital-asset question you must answer under penalty of perjury. Keeping your own records of dates, amounts, and basis is the only reliable way to reconcile what brokers report.