Staking Rewards Calculator
Calculate crypto staking income with compounding. Compare returns at different APY rates.
By Konstantin Iakovlev · Updated April 2026 · Source: IRS — Digital Assets
Total Rewards
$512.67
Final Value
$10,512.67
Effective Yield
5.13%
Monthly Income
$42.72
Staking Summary
| Amount Staked | $10,000.00 |
| APY | 5.0% |
| Compounding | Daily |
| Total Rewards | $512.67 |
| Final Value | $10,512.67 |
Staking vs Savings Account (4% APY)
| Staking Rewards | $512.67 |
| Savings Interest | $407.42 |
| Staking Advantage | $105.26 |
Use the Staking Rewards Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
Projecting staking income means accounting for compounding, which is where the bulk of long-run growth comes from. As the crypto market matures heading into 2026, seeing how different APY rates play out helps shape investment choices, especially with a growing field of L1 and L2 protocols competing on yield. Mapping that growth makes it easier to refine how and where you stake.
Behind the projection is the compound interest formula A = P(1 + r/n)^(nt), in which A is the future value, P is the principal or initial stake, r is the annual rate expressed as APY, n is how many times interest compounds each year, and t is the holding period in years. Daily compounding sets n=365, which mirrors how most staking protocols pay out and automatically re-stake rewards.
Treat any quoted APY as a moving target, since rates shift and past returns guarantee nothing about future ones. Unstaking periods can tie up funds for weeks, and Ethereum's withdrawal queue in 2026 may still carry uneven wait times, so weigh liquidity alongside the security and track record of the validator or platform. If you stake into liquidity pools, factor in impermanent loss, and watch network fees that can quietly erode smaller payouts.
Example: Staking Solana (SOL) in 2026
- 1 Imagine you stake 100 SOL today (early 2026), with SOL trading at an estimated $150 per token. You find a validator offering a competitive 8% APY, compounded daily, and you plan to stake for 2 years.
- 2 Using our calculator, input: Initial Stake = 100 SOL, APY = 8%, Staking Duration = 2 years, Compounding Frequency = Daily. The calculator then applies the compound interest formula to project your future holdings.
- 3 After 2 years, your initial 100 SOL would grow to approximately 117.35 SOL. At the assumed SOL price of $150, your initial $15,000 investment would be worth $17,602.50, representing a profit of $2,602.50 from staking rewards alone.
- 4 This example demonstrates the power of compounding; your rewards start earning rewards. Adjusting the APY to, say, 10% would show a significantly higher return, illustrating the importance of comparing different staking opportunities available in the 2026 crypto landscape.
Source: IRS — Digital Assets · Last updated: April 2026
Frequently Asked Questions
How much can I earn staking crypto in 2026?
Is crypto staking income taxable?
What is the difference between APY and APR in staking?
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