Georgia Property Tax Calculator 2026

Calculate property taxes in Georgia. The average effective property tax rate in GA is 0.77%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$2,695.00

Monthly Equivalent

$224.58

Effective Rate

0.770%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$2,695.00
Monthly Equivalent$224.58

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Georgia Property Tax Guide

Property tax in Georgia averages about 0.77% of a home's value in effective terms, below the roughly 0.9% national average. It is not a state tax: counties assess, bill, and collect it locally, with the money funding schools, county services, and city governments. Because each county sets its own millage rates and runs its own assessments, two homes of identical value can carry different bills depending on where they sit.

Georgia generally assesses property at 40% of fair market value, then applies local millage to that assessed amount, so the headline 0.77% effective rate blends those steps into a single share of market value. Homestead exemptions reduce the taxable value on an owner's primary residence, and additional exemptions exist for seniors and certain other homeowners, which can pull an actual bill below the average. To estimate a bill quickly, multiply the home's market value by the 0.77% effective rate, then check your county's specifics and any exemptions you qualify for.

Georgia Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.77%
National Average 0.89%
vs. National Average 0.12 points below
Estate Tax None
State Sales Tax 4%
State Income Tax 4.99% (flat)

Official Sources:

Georgia Property Tax FAQ

What is the average property tax rate in Georgia?
The average effective property tax rate is about 0.77% of a home's market value, below the national average of roughly 0.9%. Effective rate means the actual tax paid as a share of market value, after the state's assessment ratio and local millage are combined. Your own county's rate can land above or below that average.
Who sets and collects property tax in Georgia?
Counties handle it locally. The county tax assessor values your property, the county and other local bodies set millage rates, and the county tax commissioner sends the bill and collects payment. Because schools and county services are funded this way, rates and bills vary from one county to the next even within the same metro area.
How does a homestead exemption work in Georgia?
A homestead exemption lowers the taxable value of an owner-occupied primary residence, which reduces the bill once millage is applied. Georgia offers a standard homestead exemption plus additional relief for seniors and certain homeowners, and many counties add their own exemptions on top. You generally must apply through your county to claim it, and it applies only to your main home.
How do I estimate my Georgia property tax bill?
The quickest estimate is to multiply the home's market value by the 0.77% average effective rate. For a closer figure, take 40% of fair market value as the assessed value, subtract any homestead or other exemptions, and apply your county's millage rate. Checking your county tax commissioner's published millage gives the most accurate result.

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