North Carolina Property Tax Calculator 2026

Calculate property taxes in North Carolina. The average effective property tax rate in NC is 0.62%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$2,170.00

Monthly Equivalent

$180.83

Effective Rate

0.620%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$2,170.00
Monthly Equivalent$180.83

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

North Carolina Property Tax Guide

North Carolina is a relatively light property-tax state, with an average effective rate of about 0.62% of a home's value, comfortably below the roughly 0.9% national average. There is no statewide property tax; instead, counties assess and bill the tax locally, and municipalities layer their own rate on top for homes inside city limits. Your bill is the product of your property's assessed value and the combined county-plus-city rate, so two identical houses in different counties can carry very different tax amounts.

Counties reappraise real property on a cycle of at least every eight years, and your assessed value is meant to reflect market value as of that revaluation date. North Carolina offers targeted relief rather than a broad homestead exemption: the Elderly or Disabled Exclusion can shield part of a primary residence's value for qualifying low-income seniors and disabled owners, and there are separate programs for disabled veterans and a circuit-breaker deferral. To estimate a bill, multiply your assessed value by the local rate, usually expressed as dollars per $100 of value, then add any municipal rate that applies.

North Carolina Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.62%
National Average 0.89%
vs. National Average 0.27 points below
Estate Tax None
State Sales Tax 4.75%
State Income Tax 3.99% (flat)

Official Sources:

North Carolina Property Tax FAQ

How is property tax calculated in North Carolina?
Your county assigns an assessed value based on its most recent revaluation, then applies a tax rate stated as a dollar amount per $100 of value; cities add their own rate for homes within municipal boundaries. The average effective rate across the state works out to about 0.62%. To estimate a bill, divide the assessed value by 100, multiply by the combined county and city rate, and you have the annual tax.
Who assesses and collects property tax in North Carolina?
Property tax is entirely local in North Carolina; there is no statewide property tax. Each county's tax assessor sets values and the county collects the tax, including any municipal portion for properties inside city limits. Because rates and revaluation schedules are set county by county, your effective rate can differ noticeably from the 0.62% statewide average depending on where you own.
Does North Carolina have a homestead exemption?
North Carolina does not offer a universal homestead exemption, but it does provide targeted relief. The Elderly or Disabled Exclusion can remove a portion of a primary residence's assessed value for qualifying low-income owners who are at least 65 or totally disabled, and disabled veterans have a separate exclusion. A circuit-breaker program also lets some qualifying owners defer tax above a percentage of their income. Applications go through the county tax office.
How often is my home reassessed?
North Carolina counties are required to revalue real property at least once every eight years, though many reappraise more frequently. Between revaluations your assessed value generally stays fixed even if the market moves, which means a reappraisal year can bring a noticeable jump or drop in value. If you think your new assessment is wrong, you can appeal it to the county board of equalization and review.

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