Georgia Paycheck Calculator 2026

A Georgia paycheck loses ground in four places before it reaches your bank account. The federal government takes income tax based on your W-4 and the IRS brackets, plus Social Security at 6.2% of wages up to the $184,500 wage base and Medicare at 1.45% with no cap. Georgia then applies its own income tax, which since the state moved to a single-rate system is a flat 4.99% on taxable income rather than a graduated schedule.

Because the state rate is flat, it does not climb as you earn more, so the Georgia slice of withholding stays proportional across pay periods. Pre-tax items change the math: 401(k) contributions up to the $24,500 deferral limit, plus health premiums and HSA money, lower the wages that both federal and state tax apply to. Georgia runs no state disability insurance and no paid-family-leave payroll tax, so you will not see those deductions that workers in some other states do.

On a $60,000 salary, Georgia's flat 4.99% income tax comes to about $2,246 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 19 of the 42 states that tax income have a lower top rate than Georgia's 4.99%.

Georgia's own minimum wage is $5.15/hr, but the federal $7.25/hr applies to nearly every employer, about $15,080 a year at 40 hours a week. There is no state disability or paid-family-leave deduction, so nothing beyond income tax and FICA comes out at the state level.