Arizona Property Tax Calculator 2026

Calculate property taxes in Arizona. The average effective property tax rate in AZ is 0.43%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$1,505.00

Monthly Equivalent

$125.42

Effective Rate

0.430%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$1,505.00
Monthly Equivalent$125.42

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Arizona Property Tax Guide

Property tax in Arizona is light by national standards. The average effective rate is roughly 0.43% of a home's value, about half the national average near 0.9%. There is no statewide property tax bill; instead, each county assesses and bills property locally, with the money funding schools, community colleges, county government, and special districts. Because the rates that make up a bill are set by those local districts, two homes of identical value in different counties can carry noticeably different totals.

Arizona's system also separates a property's full cash value from its assessed and limited values, and residential property is taxed on only a fraction of its value rather than the whole figure, which is part of why effective rates land so low. Owner-occupied primary residences can qualify for classification treatment and exemptions that trim the bill further, and the state caps how fast the taxable value can grow year to year. For a rough first estimate, multiply the home's value by 0.0043, then refine the number using your county's actual rates and the residential assessment ratio.

Arizona Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.43%
National Average 0.89%
vs. National Average 0.46 points below
Estate Tax None
State Sales Tax 5.6%
State Income Tax 2.5% (flat)

Official Sources:

Arizona Property Tax FAQ

How do I estimate my Arizona property tax bill?
A quick ballpark is to multiply your home's value by 0.0043, the state's average effective rate, which gives about $1,720 on a $400,000 home. The real figure depends on your county's combined district rates and the residential assessment ratio applied to the limited value, so treat the estimate as a starting point. Your county assessor publishes the valuations and the treasurer issues the actual bill.
Who sets and collects property tax in Arizona?
It is handled entirely at the local level. The county assessor values your property, the local taxing districts set their individual rates, and the county treasurer mails and collects the bill. There is no single statewide property tax, which is exactly why totals differ from one Arizona county to the next even on similar homes.
What relief is available to Arizona homeowners?
Arizona classifies owner-occupied primary residences separately and limits how quickly their taxable value can rise, which holds bills down over time. There are also targeted programs for qualifying seniors, such as a valuation freeze, and exemptions for disabled veterans and widows or widowers. Eligibility and amounts are administered through your county assessor, where you apply.
Why is Arizona's property tax so much lower than the national average?
At about 0.43% effective versus a national norm near 0.9%, Arizona keeps bills modest partly because residential property is taxed on only a fraction of its full cash value, not the whole amount. The state also limits annual growth in taxable value, so bills stay restrained even as market prices climb. The combination produces one of the gentler property tax burdens in the country.

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