Utah Property Tax Calculator 2026

Calculate property taxes in Utah. The average effective property tax rate in UT is 0.45%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$1,575.00

Monthly Equivalent

$131.25

Effective Rate

0.450%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$1,575.00
Monthly Equivalent$131.25

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Utah Property Tax Guide

Utah property taxes are low by national standards. The average effective rate runs about 0.45% of a home's value, about half the roughly 0.9% US average, which makes Utah one of the more affordable states for homeowners on this measure. There is no statewide property tax; instead, county assessors value each property and counties bill the tax locally, with the money funding schools, county services, cities, and special districts. Because each local district sets its own levies, two equally valued homes in different counties can carry meaningfully different bills.

The calculation starts with the assessed value your county assessor places on the property, which is meant to track market value. Utah then applies a primary residential exemption that taxes an owner-occupied home on only a portion of its value rather than the whole amount, which is a big reason owner-occupied homes pay less than second homes or rentals. To estimate a bill, take the taxable value after that exemption and multiply by the combined local tax rate for your area; the assessor and county treasurer can confirm the exact rate and value used.

Utah Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.45%
National Average 0.89%
vs. National Average 0.44 points below
Estate Tax None
State Sales Tax 4.85%
State Income Tax 4.45% (flat)

Official Sources:

Utah Property Tax FAQ

How is the property tax bill calculated in Utah?
Start with the assessed value set by your county assessor, apply the primary residential exemption if the home is owner-occupied so only part of the value is taxed, then multiply that taxable value by the combined local rate for your district. The combined rate bundles school, county, city, and special-district levies. Because rates and values both vary locally, the only precise figure comes from your county treasurer.
Why is Utah's effective property tax rate so low?
At about 0.45%, Utah's average effective rate sits well below the roughly 0.9% national average. The primary residential exemption, which shields a share of an owner-occupied home's value from tax, is a major factor, along with Utah's structure for funding local government. Rising home values can still increase bills even when rates stay flat, since the tax is a percentage of value.
What is the primary residential exemption?
It is a reduction that taxes a qualifying owner-occupied home on only a portion of its market value rather than the full amount. Homes that are not the owner's primary residence, such as vacation properties and most rentals, do not get this break and are taxed on a larger share of value. Counties administer the exemption, so eligibility and paperwork run through your county.
Who assesses and collects property tax in Utah?
County assessors determine each property's value, and county treasurers send the bills and collect payment, since Utah has no statewide property tax. If you think your assessed value is too high, you can appeal through the county Board of Equalization within the posted window. The Utah State Tax Commission oversees the system and provides guidance, but the day-to-day work happens at the county level.

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