Oregon Property Tax Calculator 2026

Calculate property taxes in Oregon. The average effective property tax rate in OR is 0.79%, which is below the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$2,765.00

Monthly Equivalent

$230.42

Effective Rate

0.790%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$2,765.00
Monthly Equivalent$230.42

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Oregon Property Tax Guide

Oregon homeowners pay an average effective property tax rate of about 0.79% of a home's value, below the national average of roughly 0.9%. Property tax is assessed and billed locally by each county assessor, so the actual rate on your home depends on the overlapping districts that serve your address, including schools, fire, and city services. Counties mail bills in the fall, and many owners pay through an escrow account bundled with their mortgage.

Oregon's system is distinctive because constitutional limits separate a property's market value from its taxable assessed value, and assessed value growth is capped year to year. That cap can leave long-held homes assessed well below what they would sell for. To estimate a bill, multiply your assessed value, not necessarily the market price, by the combined local rate for your tax districts. Programs such as the senior and disabled property tax deferral and certain exemptions can reduce or postpone what qualifying owners owe.

Oregon Property Tax Details (2026)

Avg. Effective Property Tax Rate 0.79%
National Average 0.89%
vs. National Average 0.1 points below
Estate Tax Yes (exemption: $1,000,000)
State Sales Tax None
State Income Tax progressive (up to 9.9%)

Official Sources:

Oregon Property Tax FAQ

How is an Oregon property tax bill calculated?
The county multiplies your property's assessed value by the combined tax rate of every district that covers your address, such as schools, the county, and special service districts. Oregon caps how fast assessed value can rise, so it often trails market value. Estimating your own bill means using assessed value times the local rate, which averages around 0.79% effectively statewide.
Why is my assessed value lower than my home's market price?
Oregon constitutional measures limit annual growth in a property's taxable assessed value, so homes held for many years are frequently assessed well below their current sale price. The county tracks both a real market value and a maximum assessed value, and tax is figured on the lower assessed figure. This is why two similar homes can carry very different tax bills.
Are there property tax breaks for Oregon homeowners?
Oregon offers a deferral program that lets qualifying senior and disabled homeowners postpone property taxes, which the state later recovers, plus targeted exemptions for veterans and certain other groups. These are administered through the county assessor and the Oregon Department of Revenue. Eligibility rules and income limits apply, so they do not lower every owner's bill.
Who do I pay my Oregon property taxes to?
Property taxes are billed and collected by your county, not the state, with the county assessor setting values and the tax collector handling payment. Many homeowners pay through a mortgage escrow account rather than directly. Counties typically send statements in October and offer a discount for paying the full year by the November deadline.

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