Oregon Paycheck Calculator 2026

2026

Calculate your take-home pay in Oregon. Oregon has a progressive income tax system. Based on current OR and federal tax rates.

Pay Type
$

Net Pay (Bi-Weekly)

$2,152.60

Annual Take-Home

$55,967.50

Total Tax (Annual)

$19,032.50

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Oregon State Tax- $216.35
Net Pay$2,152.60

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Oregon State Tax (estimate)- $5,625.00
Total Deductions & Tax- $19,032.50
Annual Take-Home Pay$55,967.50
Monthly Take-Home$4,663.96

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Oregon Tax Overview

An Oregon paycheck loses ground to four mandatory items before the net figure lands in your account. Three are federal: income tax set by your W-4, Social Security at 6.2% up to the $184,500 wage base, and Medicare at 1.45% on every dollar with no ceiling. The fourth is Oregon's own income tax, a graduated levy that climbs to a top marginal rate of 9.9% on high earnings. Together these shape why gross and take-home pay can diverge sharply, especially for salaried workers near the top bracket.

Oregon also runs Paid Leave Oregon, so a small contribution for that program appears on most stubs alongside the tax lines. The state collects no disability insurance premium because it operates no SDI fund. Pre-tax choices change the math: money routed into a 401(k), up to the $24,500 deferral limit, or into health premiums lowers the wages both the IRS and the Oregon Department of Revenue tax, though Social Security and Medicare are still figured on gross.

Oregon Key Rates & Limits (2026)

State Income Tax progressive (up to 9.9%)
State Sales Tax 0%
Avg. Property Tax Rate 0.0087%
Minimum Wage $15.05/hr
State Disability Insurance (SDI) No
Paid Family Leave Yes

Official Sources:

Oregon Paycheck FAQ

What exactly is withheld from an Oregon paycheck?
Federal income tax, Social Security (6.2% to the $184,500 wage base), and Medicare (1.45% on all wages) come out first, followed by Oregon state income tax, which reaches a top marginal rate of 9.9%. A Paid Leave Oregon contribution is also deducted on most stubs. Oregon withholds nothing for state disability because it runs no SDI program.
How much does Paid Leave Oregon take from my check?
Paid Leave Oregon is funded by a payroll contribution that employers and employees share, with the employee carrying the larger portion of the combined rate. It appears as its own line on the pay stub, separate from income tax. The program is administered by the Oregon Employment Department and funds family, medical, and safe leave.
Why does my Oregon take-home feel lower than a no-tax state?
States such as Washington and Nevada withhold nothing for state income tax, while Oregon's graduated tax tops out at 9.9% and applies to wage income at every level above the standard deduction. On identical gross pay, that state line alone can leave an Oregon worker with noticeably less net than a neighbor across the river. The federal portion is the same wherever you live.
Can I reduce what comes out of my Oregon paycheck?
Contributing to a traditional 401(k) up to the $24,500 limit or paying health premiums through payroll lowers the wages subject to both federal and Oregon income tax. Updating your federal W-4 and Oregon Form OR-W-4 changes how much is held back each period. These pre-tax deferrals do not reduce Social Security or Medicare, which are calculated on gross pay.