Mississippi Paycheck Calculator 2026

Calculate your take-home pay in Mississippi. Mississippi has a progressive income tax system. Based on current MS and federal tax rates.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Pay Type
$

Net Pay (Bi-Weekly)

$2,281.71

Annual Take-Home

$59,324.50

Total Tax (Annual)

$15,675.50

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Mississippi State Tax- $87.23
Net Pay$2,281.71

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Mississippi State Tax (estimate)- $2,268.00
Total Deductions & Tax- $15,675.50
Annual Take-Home Pay$59,324.50
Monthly Take-Home$4,943.71

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Mississippi Tax Overview

A Mississippi paycheck loses ground to four deductions before the deposit clears. Three are federal and identical from coast to coast: income tax withheld against the W-4 you handed your employer, Social Security at 6.2% on wages up to the $184,500 base, and Medicare at 1.45% on every dollar with no ceiling. Together those three usually explain most of the distance between your gross pay and your net.

The fourth line is Mississippi's own income tax, a progressive structure that tops out at 4%. Because the first slice of taxable income is exempt and the rate never climbs past 4%, the state portion stays light next to places with brackets reaching 8% or 9%. Mississippi withholds nothing for state disability insurance and runs no paid-family-leave premium, so neither shows up on a stub here. Putting money into a traditional 401(k), up to the $24,500 deferral limit, or paying health premiums pre-tax lowers the wages both the IRS and the state tax against.

On a $60,000 salary, Mississippi's graduated income tax, topping out at 4%, comes to about $1,668 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 10 of the 42 states that tax income have a lower top rate than Mississippi's 4%.

The state minimum wage is $7.25/hr , matching the federal floor of $7.25 — about $15,080 a year at 40 hours a week. There is no state disability or paid-family-leave deduction, so nothing beyond income tax and FICA comes out at the state level.

Mississippi Key Rates & Limits (2026)

State Income Tax progressive (up to 4%)
State Sales Tax 7.00%
Avg. Property Tax Rate 0.54%
Minimum Wage $7.25/hr
State Disability Insurance (SDI) No
Paid Family Leave No

Official Sources:

Mississippi Paycheck FAQ

What exactly is withheld from a Mississippi paycheck?
Four mandatory items: federal income tax keyed to your W-4, Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% on all wages, and Mississippi income tax topping out at 4%. There is no state disability or paid-leave deduction in Mississippi, so the only state line you'll see is the income tax one.
How big is the state's share compared with the federal bite?
For most workers the state line is the smallest of the four. The combined Social Security and Medicare share comes to 7.65% of wages, and federal income tax often runs higher still, while Mississippi caps its rate at 4% and exempts an initial band of income. That ordering means trimming state tax moves your net pay less than adjusting your federal withholding does.
Do 401(k) and pre-tax health premiums change my Mississippi take-home?
Yes, on the income tax side. A traditional 401(k) contribution and pre-tax health premiums reduce the wage figure the Mississippi Department of Revenue and the IRS use for income tax, so both withholdings drop. Social Security and Medicare still apply to the 401(k) deferral, but pre-tax health premiums paid through a section 125 plan (and HSA contributions made through payroll) are exempt from them as well, so those lower your FICA too.
Why was my first Mississippi paycheck of the year smaller than later ones?
Withholding tables assume your current pay rate continues all year, and a freshly filed W-4 with no adjustments tends to pull a bit more than needed early on. If too much Mississippi tax comes out over the year, you get it back as a refund when you file your state return. Tuning your W-4 spreads that money across paychecks instead of parking it with the state.

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