Mississippi Income Tax Calculator 2026

Calculate your Mississippi state income tax for 2026. Mississippi uses a progressive tax system with rates up to 4%.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

$
Deduction

Federal Income Tax

$7,670.00

Effective Tax Rate

10.23%

Marginal Tax Rate

22%

FICA (SS + Medicare)

$5,737.50

Total Tax Burden

$15,675.50

After-Tax Income

$59,324.50

Tax Calculation Breakdown

Gross Income$75,000.00
Above-the-Line Deductions- $0.00
Adjusted Gross Income (AGI)$75,000.00
Standard Deduction- $16,100.00
Taxable Income$58,900.00
10% on $0.00 – $12,400.00$1,240.00
12% on $12,400.00 – $50,400.00$4,560.00
22% on $50,400.00 – $105,700.00$1,870.00
Federal Income Tax (before credits)$7,670.00
Federal Income Tax (after credits)$7,670.00
Social Security (6.2%)$4,650.00
Medicare (1.45%)$1,087.50
Total FICA$5,737.50
Mississippi Taxable Income$66,700.00
Mississippi Income Tax$2,268.00
Total Tax$15,675.50
After-Tax Annual Income$59,324.50
Monthly Take-Home$4,943.71

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Mississippi Income Tax Overview

Mississippi runs a progressive income tax that tops out at 4%, and it sits on top of whatever the IRS already takes federally. The state's structure exempts the first dollars of taxable income and then applies its rate above that floor, so a worker's effective state rate lands well under the 4% ceiling once the exempt band is counted. A single filer also gets a standard deduction of $2,300, which shaves taxable income before any rate applies.

Who owes it? Mississippi residents pay on income from any source, and nonresidents pay on what they earn inside the state. The state return starts from your federally figured income, so deductions that lower your federal taxable wages generally lower your Mississippi base as well. The two taxes are separate filings, though: clearing your federal return does nothing for the state one, and the 4% Mississippi rate is calculated on its own schedule administered by the Mississippi Department of Revenue.

Mississippi Income Tax Brackets 2026 (Single Filer)

Taxable Income Rate
$0 – $10,000 0%
Over $10,000 4%

Mississippi Tax Snapshot

State Sales Tax 7.00%
Avg. Combined Sales Tax (with local) 7.06%
Avg. Property Tax 0.54%
Minimum Wage $7.25/hr

Official Sources:

Mississippi Income Tax FAQ

What is Mississippi's income tax rate in 2026?
Mississippi uses a progressive schedule that tops out at 4%, with an initial band of taxable income exempt from tax. Because that exempt slice and the standard deduction come off first, the share of your income that actually pays the 4% rate is smaller than the headline number suggests. The Mississippi Department of Revenue publishes the brackets and withholding tables each year.
Does Mississippi income tax replace my federal tax?
No. The two are completely separate. The IRS collects federal income tax under its own brackets, and Mississippi adds its state tax of up to 4% on top through a separate return. You file both, and a refund or balance on one has no bearing on the other.
How does the standard deduction work for a single Mississippi filer?
A single filer subtracts a $2,300 standard deduction from income before the state rate applies, which lowers the amount exposed to the 4% tax. Married and head-of-household filers get larger deduction amounts. Mississippi also offers a personal exemption that further reduces taxable income, so the combined effect keeps lower earners' bills modest.
Do I owe Mississippi income tax if I live out of state but work there?
Generally yes. Nonresidents owe Mississippi tax on income earned from work performed inside the state, while residents are taxed on income from all sources. If you live in one state and work in Mississippi, you typically file a nonresident Mississippi return and rely on your home state's credit rules to avoid being taxed twice on the same wages.

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