Minnesota Paycheck Calculator 2026

Calculate your take-home pay in Minnesota. Minnesota has a progressive income tax system. Based on current MN and federal tax rates.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Pay Type
$

Net Pay (Bi-Weekly)

$2,218.69

Annual Take-Home

$57,685.90

Total Tax (Annual)

$17,314.11

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Minnesota State Tax- $137.56
MN Paid Leave- $12.69
Net Pay$2,218.69

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Minnesota State Tax (estimate)- $3,576.61
State payroll deductions- $330.00
Total Deductions & Tax- $17,314.11
Annual Take-Home Pay$57,685.90
Monthly Take-Home$4,807.16

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Minnesota Tax Overview

A Minnesota paycheck is trimmed by four federal lines and one state line before you ever see it. The federal pieces are income tax withholding based on your Form W-4, Social Security at 6.2% up to the $184,500 wage base, and Medicare at 1.45% on every dollar. On top of that sits Minnesota's own income tax, a graduated system that climbs through four brackets and tops out at 9.85% on high earners.

Minnesota also runs a state Paid Family and Medical Leave program, and a small payroll premium for it shows up on 2026 stubs, split between worker and employer. The state has no separate disability insurance deduction. Pre-tax items such as a 401(k) contribution (up to $24,500 in deferrals) or health premiums shrink the wages that both federal and Minnesota tax touch, so two people with the same gross salary can land on very different take-home numbers.

On a $60,000 salary, Minnesota's graduated income tax, topping out at 9.85%, comes to about $2,557 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 35 of the 42 states that tax income have a lower top rate than Minnesota's 9.85%.

The state minimum wage is $11.41/hr , above the federal $7.25 floor — about $23,733 a year at 40 hours a week. Minnesota also withholds for paid family leave, which most states do not.

Minnesota Key Rates & Limits (2026)

State Income Tax progressive (up to 9.85%)
State Sales Tax 6.88%
Avg. Property Tax Rate 0.99%
Minimum Wage $11.41/hr
State Disability Insurance (SDI) No
Paid Family Leave Yes

Official Sources:

Minnesota Paycheck FAQ

Why is more taken out of my Minnesota paycheck than a coworker in another state?
Minnesota levies its own graduated income tax in addition to federal tax, and the top rate reaches 9.85%, among the higher state rates in the country. A worker in a no-income-tax state like Florida or Texas keeps that slice of each paycheck, which is the main reason identical gross salaries produce different net pay across state lines.
Does Minnesota withhold for state disability or paid leave from my pay?
There is no Minnesota state disability insurance (SDI) deduction. Minnesota does fund a Paid Family and Medical Leave program, and the premium is shared between employer and employee, so you may see a small leave line on 2026 stubs even though there is no separate SDI line.
How do 401(k) contributions change my Minnesota take-home pay?
Traditional 401(k) contributions come out before income tax is calculated, so they lower both your federal taxable wages and your Minnesota taxable wages. Because Minnesota's brackets reach 9.85%, deferring income can reduce state tax noticeably for higher earners, though Social Security and Medicare are still charged on the contributed amount.
What does the Minnesota state tax line on my stub actually represent?
It is state income tax withholding, an estimate your employer sends to the Minnesota Department of Revenue based on your Form W-4MN. It is a prepayment toward your annual state liability, not a final bill, so you reconcile it when you file your Minnesota return and may owe more or get a refund.

Other Minnesota Calculators