Minnesota Income Tax Calculator 2026

Calculate your Minnesota state income tax for 2026. Minnesota uses a progressive tax system with rates up to 9.85%.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

$
Deduction

Federal Income Tax

$7,670.00

Effective Tax Rate

10.23%

Marginal Tax Rate

22%

FICA (SS + Medicare)

$5,737.50

Total Tax Burden

$16,984.11

After-Tax Income

$58,015.90

Tax Calculation Breakdown

Gross Income$75,000.00
Above-the-Line Deductions- $0.00
Adjusted Gross Income (AGI)$75,000.00
Standard Deduction- $16,100.00
Taxable Income$58,900.00
10% on $0.00 – $12,400.00$1,240.00
12% on $12,400.00 – $50,400.00$4,560.00
22% on $50,400.00 – $105,700.00$1,870.00
Federal Income Tax (before credits)$7,670.00
Federal Income Tax (after credits)$7,670.00
Social Security (6.2%)$4,650.00
Medicare (1.45%)$1,087.50
Total FICA$5,737.50
Minnesota Taxable Income$59,700.00
Minnesota Income Tax$3,576.61
Total Tax$16,984.11
After-Tax Annual Income$58,015.90
Monthly Take-Home$4,834.66

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Minnesota Income Tax Overview

Minnesota taxes individual income through a graduated structure with four brackets, and the marginal rate rises as income climbs until it reaches 9.85% at the top. Lower and middle slices of income are taxed at progressively gentler rates, so only the portion above each threshold is exposed to the next rate up. The single standard deduction is $15,300, which reduces the income subject to tax before brackets apply.

This tax stacks on top of federal income tax rather than replacing it, so a Minnesota resident effectively faces two layers each April. The Minnesota Department of Revenue administers the state tax and uses its own definitions, credits, and forms, which start from federal taxable income but diverge through state-specific adjustments. Residents owe on all income; part-year residents and nonresidents who earn money in Minnesota generally owe on the Minnesota-source share.

Minnesota Income Tax Brackets 2026 (Single Filer)

Taxable Income Rate
$0 – $33,310 5.35%
$33,310 – $109,430 6.8%
$109,430 – $203,150 7.85%
Over $203,150 9.85%

Minnesota Tax Snapshot

State Sales Tax 6.88%
Avg. Combined Sales Tax (with local) 8.14%
Avg. Property Tax 0.99%
Minimum Wage $11.41/hr
Estate Tax Yes (exemption: $3,000,000)

Official Sources:

Minnesota Income Tax FAQ

What is Minnesota's top income tax rate and when does it apply?
Minnesota's top marginal rate is 9.85%, and it only applies to taxable income above the highest bracket threshold. Income below that ceiling is taxed at the lower bracket rates, so reaching the top rate does not mean your entire income is taxed at 9.85%, only the dollars in the top tier.
Does Minnesota use the same standard deduction as the IRS?
No. Minnesota sets its own standard deduction, which is $15,300 for single filers, and it begins from federal taxable income but applies state-specific rules from there. You take the Minnesota deduction on your state return separately from whatever you claim on your federal Form 1040.
Do I owe Minnesota income tax if I live elsewhere but work in the state?
Generally yes, on the income sourced to Minnesota. Nonresidents and part-year residents file with the Minnesota Department of Revenue and pay tax on wages and other income earned in the state, while full-year residents owe Minnesota tax on income from all sources regardless of where it was earned.
How does Minnesota income tax interact with my federal return?
The two are separate obligations administered by different agencies, the IRS and the Minnesota Department of Revenue. Minnesota's calculation starts from federal figures, but it applies its own deductions, credits, and brackets, so your state liability is computed independently and can differ in direction from your federal result.

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