North Dakota Paycheck Calculator 2026

Calculate your take-home pay in North Dakota. North Dakota has a progressive income tax system. Based on current ND and federal tax rates.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Pay Type
$

Net Pay (Bi-Weekly)

$2,361.95

Annual Take-Home

$61,410.66

Total Tax (Annual)

$13,589.34

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
North Dakota State Tax- $6.99
Net Pay$2,361.95

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
North Dakota State Tax (estimate)- $181.84
Total Deductions & Tax- $13,589.34
Annual Take-Home Pay$61,410.66
Monthly Take-Home$5,117.56

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

North Dakota Tax Overview

A North Dakota paycheck loses ground in four predictable places before the deposit clears. Three are federal and identical from Fargo to Williston: federal income tax withheld per your W-4, Social Security at 6.2% on wages up to the $184,500 base, and Medicare at 1.45% on every dollar. The fourth is North Dakota's own income tax, which since the 2023 reform has three rates: 0% on the first $49,575 of North Dakota taxable income for a single filer in 2026, 1.95% up to $250,400 and 2.5% above that. Because North Dakota starts from federal taxable income, the $16,100 federal standard deduction comes off first, so a single worker earning up to about $65,675 a year has no state tax withheld at all, and the state line is usually the smallest of the four withholdings.

What you won't see on the stub matters too. North Dakota runs no state disability insurance and no paid-family-leave premium, so there's no SDI or PFL line eating into gross pay the way there is in California or Washington. There are no local city income taxes either. That leaves take-home pay shaped almost entirely by federal withholding plus, for higher earners, a modest state slice, which makes the gap between gross and net narrower here than in most higher-tax states.

On a $60,000 salary, North Dakota's graduated income tax, topping out at 2.5%, takes nothing from a single filer, because the state's deductions and zero-rate band cover the whole amount — on top of $4,590 in federal FICA, which is the same in every state.

The state minimum wage is $7.25/hr , matching the federal floor of $7.25 — about $15,080 a year at 40 hours a week. There is no state disability or paid-family-leave deduction, so nothing beyond income tax and FICA comes out at the state level.

North Dakota Key Rates & Limits (2026)

State Income Tax progressive (up to 2.5%)
State Sales Tax 5.00%
Avg. Property Tax Rate 0.94%
Minimum Wage $7.25/hr
State Disability Insurance (SDI) No
Paid Family Leave No

North Dakota Paycheck FAQ

What gets withheld from a paycheck in North Dakota?
Four mandatory items: federal income tax based on your W-4, Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% on all wages, and North Dakota income tax, which is 0% on the first $49,575 of taxable income for a single filer, 1.95% above that and 2.5% above $250,400. There is no state disability or paid-family-leave deduction because North Dakota runs neither program, and no city imposes a local wage tax.
How much does North Dakota income tax actually cut my take-home?
Often nothing. A single filer pays 0% on the first $49,575 of North Dakota taxable income, which is figured after the $16,100 federal standard deduction, so on a $60,000 salary the state tax is zero. At $75,000 it is 1.95% of the $9,325 above the 0% band, about $182 a year or $7 a biweekly check. The bigger movers on a North Dakota stub are federal income tax and the 6.2% Social Security line.
Do 401(k) contributions lower the North Dakota tax taken out?
Yes. North Dakota starts from your federal taxable wages, so a traditional 401(k) deferral -- up to the $24,500 limit for 2026 -- reduces the wages subject to North Dakota tax along with your federal income tax, and can keep you inside the 0% band. Social Security and Medicare, though, are still figured on pay before those deferrals, so those two lines don't shrink.
Why is my North Dakota net pay higher than a friend's in Minnesota?
Minnesota uses graduated brackets reaching well above 9% at the top, while North Dakota taxes nothing on the first $49,575 of taxable income for a single filer and tops out at 2.5%. On equal gross pay, the North Dakota worker hands far less to the state each period. The federal withholding -- income tax, Social Security, and Medicare -- is the same regardless of which side of the Red River you work on.

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