Iowa Paycheck Calculator 2026
2026Calculate your take-home pay in Iowa. Iowa has a flat income tax system. Based on current IA and federal tax rates.
Net Pay (Bi-Weekly)
$2,368.94
Annual Take-Home
$61,592.50
Total Tax (Annual)
$13,407.50
Paycheck Breakdown (Bi-Weekly)
| Gross Pay | $2,884.62 |
| Federal Income Tax | - $295.00 |
| Social Security (6.2%) | - $178.85 |
| Medicare (1.45%) | - $41.83 |
| Net Pay | $2,368.94 |
Annual Summary
| Gross Annual Income | $75,000.00 |
| Federal Income Tax | - $7,670.00 |
| FICA (SS + Medicare) | - $5,737.50 |
| Total Deductions & Tax | - $13,407.50 |
| Annual Take-Home Pay | $61,592.50 |
| Monthly Take-Home | $5,132.71 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Iowa Tax Overview
Iowa transitioned to a flat income tax rate of 3.8% for 2025, completing a multi-year reform from its previous progressive system with rates up to 8.53%. The rate is scheduled to drop further to 3.5% in 2026.
Iowa school districts can impose a surtax as a percentage of the state income tax owed, adding an additional layer of taxation that varies by district. Most districts impose surtaxes between 1% and 15%.
Iowa follows the federal minimum wage of $7.25/hr. The state eliminated its inheritance tax effective 2025 as part of the same tax reform package that flattened the income tax.
Iowa's average effective property tax rate of approximately 1.47% is above the national average. The state provides a homestead tax credit and military service tax exemption.
Iowa conforms to federal standard deduction amounts starting with the 2023 tax year. The state sales tax of 6% is supplemented by a 1% local option tax in most jurisdictions.
Iowa Key Rates & Limits (2026)
| State Income Tax | 0.038% (flat) |
| State Sales Tax | 0.06% |
| Avg. Property Tax Rate | 0.0147% |
| Minimum Wage | $7.25/hr |
| State Disability Insurance (SDI) | No |
| Paid Family Leave | No |
| Local/City Income Tax | Iowa school districts may levy a surtax on state income tax liability, typically ranging from 1% to 20% of the state tax owed. |