Iowa Income Tax Calculator 2026
Calculate your Iowa state income tax for 2026. Iowa has a flat 0.038% income tax rate.
Federal Income Tax
$7,670.00
Effective Tax Rate
10.23%
Marginal Tax Rate
22%
FICA (SS + Medicare)
$5,737.50
Total Tax Burden
$13,407.50
After-Tax Income
$61,592.50
Tax Calculation Breakdown
| Gross Income | $75,000.00 |
| Above-the-Line Deductions | - $0.00 |
| Adjusted Gross Income (AGI) | $75,000.00 |
| Standard Deduction | - $16,100.00 |
| Taxable Income | $58,900.00 |
| 10% on $0.00 – $12,400.00 | $1,240.00 |
| 12% on $12,400.00 – $50,400.00 | $4,560.00 |
| 22% on $50,400.00 – $105,700.00 | $1,870.00 |
| Federal Income Tax (before credits) | $7,670.00 |
| Federal Income Tax (after credits) | $7,670.00 |
| Social Security (6.2%) | $4,650.00 |
| Medicare (1.45%) | $1,087.50 |
| Total FICA | $5,737.50 |
| Total Tax | $13,407.50 |
| After-Tax Annual Income | $61,592.50 |
| Monthly Take-Home | $5,132.71 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Iowa Income Tax Overview
Iowa transitioned to a flat income tax rate of 3.8% for 2025, completing a multi-year reform from its previous progressive system with rates up to 8.53%. The rate is scheduled to drop further to 3.5% in 2026.
Iowa school districts can impose a surtax as a percentage of the state income tax owed, adding an additional layer of taxation that varies by district. Most districts impose surtaxes between 1% and 15%.
Iowa follows the federal minimum wage of $7.25/hr. The state eliminated its inheritance tax effective 2025 as part of the same tax reform package that flattened the income tax.
Iowa's average effective property tax rate of approximately 1.47% is above the national average. The state provides a homestead tax credit and military service tax exemption.
Iowa conforms to federal standard deduction amounts starting with the 2023 tax year. The state sales tax of 6% is supplemented by a 1% local option tax in most jurisdictions.
Iowa Income Tax Rate
0.038%
Flat rate — same for all income levels
Iowa Tax Snapshot
| Sales Tax | 0.06% |
| Avg. Property Tax | 0.0147% |
| Minimum Wage | $7.25/hr |