Maryland Paycheck Calculator 2026

A Maryland paycheck gets trimmed by four federal and state pieces before the deposit lands. Federal income tax comes out first based on your W-4, then Social Security takes 6.2% of wages up to the $184,500 wage base and Medicare takes another 1.45% with no ceiling. On top of that sits Maryland's own progressive income tax, which climbs through several brackets and tops out at 6.5% on the highest earnings.

What makes Maryland distinct is the local piece bundled into the same withholding line: every county and Baltimore City adds its own income tax, collected alongside the state portion. The Maryland line in the calculator above is the state tax only, so add your county's rate on top — from 2.25% to 3.30% of Maryland taxable income — or use the county income tax calculators, which include it. Maryland has passed a paid family and medical leave program, but contributions do not start until January 1, 2027 (0.9% of wages, split evenly), so nothing is deducted for it in 2026, and the state runs no separate disability insurance deduction. After all of it, take-home pay is usually somewhere in the high-60s to mid-70s percent of gross for a typical middle earner.

On a $60,000 salary, Maryland's graduated income tax, topping out at 6.5%, comes to about $2,486 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 29 of the 42 states that tax income have a lower top rate than Maryland's 6.5%.

The state minimum wage is $15.00/hr , above the federal $7.25 floor — about $31,200 a year at 40 hours a week. There is no state disability or paid-family-leave deduction, so nothing beyond income tax and FICA comes out at the state level. Local jurisdictions add their own layer on top — see the note below.