Pennsylvania Paycheck Calculator 2026

2026

Calculate your take-home pay in Pennsylvania. Pennsylvania has a flat income tax system. Based on current PA and federal tax rates.

Pay Type
$

Net Pay (Bi-Weekly)

$2,280.38

Annual Take-Home

$59,290.00

Total Tax (Annual)

$15,710.00

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Pennsylvania State Tax- $88.56
Net Pay$2,280.38

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Pennsylvania State Tax (estimate)- $2,302.50
Total Deductions & Tax- $15,710.00
Annual Take-Home Pay$59,290.00
Monthly Take-Home$4,940.83

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Pennsylvania Tax Overview

A Pennsylvania paycheck gets trimmed in four predictable places before the money lands in your account. Federal income tax comes out first, sized by the W-4 you filed with your employer. Then come the two FICA pieces: Social Security at 6.2% on wages up to the $184,500 wage base, and Medicare at 1.45% with no cap. On top of that, Pennsylvania withholds its flat 3.07% state income tax from essentially every dollar of compensation.

What makes a Pennsylvania stub unusual is how flat the state portion stays. Because the 3.07% rate has no brackets and the state grants no standard deduction, the state line moves in lockstep with your gross pay rather than jumping at income thresholds. Many workers also see a local Earned Income Tax line, since over 2,500 municipalities and school districts levy their own EIT. Pre-tax 401(k) contributions cut your federal tax but not the Pennsylvania tax, because the state taxes those deferrals when earned.

Pennsylvania Key Rates & Limits (2026)

State Income Tax 0.0307% (flat)
State Sales Tax 0.06%
Avg. Property Tax Rate 0.0153%
Minimum Wage $7.25/hr
State Disability Insurance (SDI) No
Paid Family Leave No
Local/City Income Tax Pennsylvania has over 2,500 local jurisdictions that levy earned income taxes (EIT) ranging from 0% to approximately 3.924%. Philadelphia imposes a local income tax of 3.75% on residents. Local taxes are separate from and in addition to the state income tax.

Official Sources:

Pennsylvania Paycheck FAQ

Why is Pennsylvania state withholding the same percentage no matter how much I earn?
Pennsylvania uses a single flat rate of 3.07% on taxable compensation, with no brackets that kick in at higher income. Whether you earn $30,000 or $300,000, the state line on your stub is roughly 3.07% of taxable wages. Federal withholding, by contrast, climbs through brackets, so only the federal portion of your check rises faster as you earn more.
Do 401(k) contributions lower the Pennsylvania tax on my paycheck?
No. Pennsylvania taxes elective retirement deferrals as you earn them, so contributing to a traditional 401(k) reduces your federal taxable wages but not your Pennsylvania compensation. You still pay 3.07% on the deferred amount now, though qualified distributions later in retirement are generally not taxed by the state.
What is the local Earned Income Tax line on my Pennsylvania stub?
Most Pennsylvania municipalities and school districts impose a local Earned Income Tax that employers withhold separately from the state's 3.07%. Rates run from 0% up to roughly 3.924% depending on where you live or work, and Philadelphia residents see a 3.75% city wage tax instead. This local amount is in addition to the flat state tax, not a substitute for it.
Does Pennsylvania take anything out for state disability or paid leave?
No. Pennsylvania has no state disability insurance program and no state-run paid family leave, so you will not see SDI or PFL deductions like workers in states such as California or New Jersey do. The only mandatory state line is the 3.07% income tax, plus any local EIT your municipality levies.