Maryland Income Tax Calculator 2026

Calculate your Maryland state income tax for 2026. Maryland uses a progressive tax system with rates up to 6.5%.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

$
Deduction

Federal Income Tax

$7,670.00

Effective Tax Rate

10.23%

Marginal Tax Rate

22%

FICA (SS + Medicare)

$5,737.50

Total Tax Burden

$16,606.38

After-Tax Income

$58,393.63

Tax Calculation Breakdown

Gross Income$75,000.00
Above-the-Line Deductions- $0.00
Adjusted Gross Income (AGI)$75,000.00
Standard Deduction- $16,100.00
Taxable Income$58,900.00
10% on $0.00 – $12,400.00$1,240.00
12% on $12,400.00 – $50,400.00$4,560.00
22% on $50,400.00 – $105,700.00$1,870.00
Federal Income Tax (before credits)$7,670.00
Federal Income Tax (after credits)$7,670.00
Social Security (6.2%)$4,650.00
Medicare (1.45%)$1,087.50
Total FICA$5,737.50
Maryland Taxable Income$68,450.00
Maryland Income Tax$3,198.88
Total Tax$16,606.38
After-Tax Annual Income$58,393.63
Monthly Take-Home$4,866.14

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Maryland Income Tax Overview

Maryland runs a graduated income tax, meaning the rate rises in steps as taxable income grows rather than applying one flat percentage. The lowest earnings are taxed at the bottom rate, and only the income above each threshold is taxed at the next rate up, with the schedule topping out at 6.5% on the highest band. A single filer can subtract a standard deduction of $3,350 before the brackets are applied.

This state tax stacks on top of federal income tax, so the two systems run in parallel on the same return season but with separate brackets and rules. Anyone who lives in Maryland generally owes tax on all their income, and nonresidents who earn money in the state owe on the Maryland-source portion. The Comptroller of Maryland administers the tax, and most residents also owe a county or Baltimore City income tax that is filed and paid together with the state return.

Maryland Income Tax Brackets 2026 (Single Filer)

Taxable Income Rate
$0 – $1,000 2%
$1,001 – $2,000 3%
$2,001 – $3,000 4%
$3,001 – $100,000 4.75%
$100,001 – $125,000 5%
$125,001 – $150,000 5.25%
$150,001 – $250,000 5.5%
$250,001 – $500,000 5.75%
$500,001 – $1,000,000 6.25%
Over $1,000,000 6.5%

Maryland Tax Snapshot

State Sales Tax 6.00%
Avg. Property Tax 0.90%
Minimum Wage $15.00/hr
Estate Tax Yes (exemption: $5,000,000)

Maryland Income Tax FAQ

What does a progressive income tax topping out at 6.5% actually mean?
It means income is divided into brackets, and each slice is taxed at its own rate, with the final bracket reaching 6.5%. Reaching that top rate does not make your whole income taxed at 6.5%; only the dollars above the highest threshold are, while everything below is taxed at the lower rates beneath it.
How is Maryland's standard deduction different from the federal one?
Maryland sets its own standard deduction, which for a single filer is $3,350, far smaller than the federal standard deduction. You subtract it from your Maryland income before the state brackets apply, and Maryland generally requires you to use the standard deduction on your state return if you took it federally.
Do retirees pay Maryland income tax on Social Security?
Maryland does not tax Social Security benefits, so that income is subtracted out on the state return even when it is partly taxed federally. Other retirement income, such as pensions and IRA withdrawals, can still be subject to Maryland's brackets, though the state offers a pension exclusion that reduces the taxable amount for eligible older filers.
If I work in Maryland but live elsewhere, do I owe Maryland tax?
Nonresidents generally owe Maryland tax on income earned from Maryland sources, filed on a nonresident return with the Comptroller of Maryland. Maryland has reciprocity agreements with several neighboring jurisdictions for wage earners, so commuters from those states may be exempt from Maryland withholding on their wages.

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