Maryland Income Tax Calculator 2026
Calculate your Maryland state income tax for 2026. Maryland uses a progressive tax system with rates up to 5.8%.
Federal Income Tax
$7,670.00
Effective Tax Rate
10.23%
Marginal Tax Rate
22%
FICA (SS + Medicare)
$5,737.50
Total Tax Burden
$13,407.50
After-Tax Income
$61,592.50
Tax Calculation Breakdown
| Gross Income | $75,000.00 |
| Above-the-Line Deductions | - $0.00 |
| Adjusted Gross Income (AGI) | $75,000.00 |
| Standard Deduction | - $16,100.00 |
| Taxable Income | $58,900.00 |
| 10% on $0.00 – $12,400.00 | $1,240.00 |
| 12% on $12,400.00 – $50,400.00 | $4,560.00 |
| 22% on $50,400.00 – $105,700.00 | $1,870.00 |
| Federal Income Tax (before credits) | $7,670.00 |
| Federal Income Tax (after credits) | $7,670.00 |
| Social Security (6.2%) | $4,650.00 |
| Medicare (1.45%) | $1,087.50 |
| Total FICA | $5,737.50 |
| Total Tax | $13,407.50 |
| After-Tax Annual Income | $61,592.50 |
| Monthly Take-Home | $5,132.71 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Maryland Income Tax Overview
Maryland is unique in having both an estate tax and an inheritance tax. The estate tax exemption is $5 million. The inheritance tax of 10% applies to non-lineal heirs.
All 23 Maryland counties and Baltimore City levy local income taxes, making the combined state and local income tax rate range from approximately 6.75% to 8.95% depending on county of residence.
Maryland's Family and Medical Leave Insurance (FAMLI) program launches in 2027, providing up to 12 weeks of paid leave. Contributions begin in 2026 at 0.9% of wages split between employer and employee.
Maryland's minimum wage of $15.00/hr applies statewide. The standard deduction is capped at $2,550 for single filers (15% of gross income), much lower than the federal standard deduction.
Maryland provides a pension exclusion of up to $39,500 for retirees age 65 and older, and fully exempts Social Security benefits from state taxation.
Maryland Income Tax Brackets 2026 (Single Filer)
| Taxable Income | Rate |
|---|---|
| $0 – $1,000 | 2.0% |
| $1,001 – $2,000 | 3.0% |
| $2,001 – $3,000 | 4.0% |
| $3,001 – $100,000 | 4.8% |
| $100,001 – $125,000 | 5.0% |
| $125,001 – $150,000 | 5.3% |
| $150,001 – $250,000 | 5.5% |
| Over $250,001 | 5.8% |
Maryland Tax Snapshot
| Sales Tax | 0.06% |
| Avg. Property Tax | 0.0099% |
| Minimum Wage | $15/hr |
| Estate Tax | Yes (exemption: $5,000,000) |