Rhode Island Property Tax Calculator 2026

Calculate property taxes in Rhode Island. The average effective property tax rate in RI is 1%, which is above the national average of 0.89%. Estimate your annual property tax bill.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

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Annual Property Tax

$3,500.00

Monthly Equivalent

$291.67

Effective Rate

1.000%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$3,500.00
Monthly Equivalent$291.67

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Rhode Island Property Tax Guide

Rhode Island's average effective property tax rate runs about 1.00% of a home's value, somewhat above the roughly 0.9% national average. Property tax here is assessed and billed entirely at the local level, cities and towns set their own rates, mail their own bills, and fund schools and municipal services from the proceeds. Because of that, two homes of identical value in neighboring towns can carry very different annual bills.

To estimate yours, multiply the assessed value by the local rate (often quoted as dollars per $1,000 of value, so 1.00% equals $10.00 per $1,000). Many communities reassess on a multi-year cycle, which can move bills sharply after a revaluation. Several towns offer relief through homestead exemptions or owner-occupied rate reductions, and the state runs a property-tax relief credit for lower-income and elderly homeowners, so the rate on paper is not always the rate a primary resident ultimately pays.

Rhode Island Property Tax Details (2026)

Avg. Effective Property Tax Rate 1%
National Average 0.89%
vs. National Average 0.11 points above
Estate Tax Yes (exemption: $1,838,056)
State Sales Tax 7%
State Income Tax progressive (up to 5.99%)

Official Sources:

Rhode Island Property Tax FAQ

How do I estimate my Rhode Island property tax bill?
Take your home's assessed value and multiply by your town's tax rate. At the statewide average effective rate of 1.00%, a $400,000 home runs about $4,000 a year, but your actual rate depends on the city or town. Rates are often published as dollars per $1,000 of assessed value, so you can divide the assessment by 1,000 and multiply by that figure.
Who sets and collects property tax in Rhode Island?
Each city and town does. There is no statewide property tax; local assessors determine value and the municipal tax collector bills and collects, with the money funding local schools and services. This is why rates and bills vary so much across Rhode Island's 39 cities and towns even though the state is geographically small.
What relief is available to Rhode Island homeowners?
Many municipalities offer a homestead exemption or a lower rate for owner-occupied primary residences, which reduces the taxable value compared with second homes and rentals. The state also administers a property-tax relief credit aimed at lower-income, elderly, and disabled homeowners and renters. Because these vary by town, the effective rate a primary resident pays is often below the 1.00% average.
Why did my Rhode Island property tax jump after a revaluation?
Rhode Island communities reassess property on a recurring cycle, and when values are updated to current market levels, your assessment, and often your bill, can move sharply. Towns sometimes adjust the rate down to offset rising assessments, but a home that appreciated faster than the town average can still see a larger increase. Reassessment changes what your value is, not the underlying rate alone.

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