Rhode Island Income Tax Calculator 2026

Calculate your Rhode Island state income tax for 2026. Rhode Island uses a progressive tax system with rates up to 5.99%.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Gross Annual Incomeⓘ

Filing Statusⓘ

Deduction

Federal Income Tax

$7,670.00

Effective Tax Rate

10.23%

Marginal Tax Rate

22%

FICA (SS + Medicare)

$5,737.50

Total Tax Burden

$15,603.13

After-Tax Income

$59,396.88

Tax Calculation Breakdown

Gross Income	$75,000.00
Above-the-Line Deductions	- $0.00
Adjusted Gross Income (AGI)	$75,000.00
Standard Deduction	- $16,100.00
Taxable Income	$58,900.00
10% on $0.00 – $12,400.00	$1,240.00
12% on $12,400.00 – $50,400.00	$4,560.00
22% on $50,400.00 – $105,700.00	$1,870.00
Federal Income Tax (before credits)	$7,670.00
Federal Income Tax (after credits)	$7,670.00
Social Security (6.2%)	$4,650.00
Medicare (1.45%)	$1,087.50
Total FICA	$5,737.50
Rhode Island Taxable Income	$58,550.00
Rhode Island Income Tax	$2,195.63
Total Tax	$15,603.13
After-Tax Annual Income	$59,396.88
Monthly Take-Home	$4,949.74

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Rhode Island Income Tax Overview

Rhode Island runs a progressive income tax with just three brackets, climbing from a 3.75% entry rate to a top rate of 5.99% on higher incomes. The Division of Taxation sets and indexes the bracket thresholds annually, and they apply the same way to every filing status, so a single filer and a married couple hit the same rate cutoffs. The state grants its own standard deduction, which is $11,200 for a single filer, plus a personal exemption that phases out at upper incomes.

This tax sits entirely on top of federal income tax; the two are calculated separately, and Rhode Island starts from your federal adjusted gross income before applying its own deductions and modifications. Because the brackets are wide, most middle-income earners never reach the 5.99% rate, that top tier only applies to taxable income above roughly $186,000. Rhode Island also softens the hit for retirees, exempting Social Security benefits and a portion of pension income for filers under certain AGI ceilings.

Rhode Island Income Tax Brackets 2026 (Single Filer)

Taxable Income	Rate
$0 – $82,050	3.75%
$82,051 – $186,450	4.75%
Over $186,450	5.99%

Rhode Island Tax Snapshot

State Sales Tax	7.00%
Avg. Property Tax	1.00%
Minimum Wage	$16.00/hr
Estate Tax	Yes (exemption: $1,838,056)

Official Sources:

Rhode Island Income Tax FAQ

Who actually pays Rhode Island's 5.99% top income tax rate?

The 5.99% rate only applies to taxable income above roughly $186,000, and even then only to the dollars over that threshold, not your whole income. Income below that is taxed at 3.75% on the lowest tier and 4.75% in the middle. Most Rhode Island households top out in the 3.75% or 4.75% range, so the headline 5.99% figure overstates what a typical filer pays.

How does Rhode Island income tax stack on top of federal tax?

They are figured independently. You compute federal tax with IRS rules, then Rhode Island starts fresh from your federal adjusted gross income, applies its own $11,200 single standard deduction and personal exemption, and runs the result through its three brackets. You can owe both in the same year, and the state amount is generally smaller than the federal amount on the same income.

Does Rhode Island tax Social Security and pension income?

Rhode Island exempts Social Security benefits from state income tax for filers whose adjusted gross income falls below set thresholds, and it offers a separate exclusion for a portion of qualified pension and 401(k) income for retirees who meet age and income limits. Above those AGI ceilings the exemptions phase out. The Division of Taxation publishes the current thresholds each year.

What standard deduction does Rhode Island give?

Rhode Island uses its own standard deduction rather than the federal figure: $11,200 for single filers, with higher amounts for married-joint and head-of-household status. There is also a personal exemption per filer and dependent. Both the deduction and the exemption phase down for high earners, so the full amounts apply mainly to low and middle incomes.