Rhode Island Paycheck Calculator 2026

A Rhode Island paycheck gets trimmed by more layers than most workers expect. Federal income tax and FICA come out first: Social Security at 6.2% on wages up to the $184,500 base, and Medicare at 1.45% with no cap. On top of that, the Rhode Island Division of Taxation withholds state income tax on a three-bracket schedule that tops out at 5.99%, and the state's Temporary Disability Insurance program (TDI) takes 1.1% of your wages up to an annual cap.

That TDI deduction is unusual: Rhode Island is one of only a handful of states where workers, not employers, fund disability and paid-leave coverage through payroll. The same 1.1% line funds both TDI and Temporary Caregiver Insurance (TCI), the state's paid family leave. So a Rhode Island stub typically shows five distinct subtractions before net pay lands, and pre-tax 401(k) deferrals (up to $24,500 in 2026) lower your federal and state taxable wages but not the Social Security and Medicare base.

On a $60,000 salary, Rhode Island's graduated income tax, topping out at 5.99%, comes to about $1,633 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 28 of the 42 states that tax income have a lower top rate than Rhode Island's 5.99%.

The state minimum wage is $16.00/hr , above the federal $7.25 floor — about $33,280 a year at 40 hours a week. Rhode Island also withholds for state disability insurance and paid family leave, which most states do not.