Massachusetts Paid Family Leave Calculator
2026Calculate paid family leave benefits in Massachusetts. Massachusetts offers a state PFL program. Estimate your weekly benefit amount and duration.
Written and reviewed by Konstantin Iakovlev · Methodology · Updated
About this tool: Massachusetts runs its PFL through state-administered insurance funded by payroll tax. The widget below is the general paycheck calculator (not PFL-specific) and shows your gross-to-net flow including any state PFL/FAMLI deductions. To estimate your actual leave benefit, apply the wage replacement % and weekly cap listed in the program-details section below to your weekly gross.
Net Pay (Bi-Weekly)
$2,224.71
Annual Take-Home
$57,842.50
Total Tax (Annual)
$17,157.50
Paycheck Breakdown (Bi-Weekly)
| Gross Pay | $2,884.62 |
| Federal Income Tax | - $295.00 |
| Social Security (6.2%) | - $178.85 |
| Medicare (1.45%) | - $41.83 |
| Massachusetts State Tax | - $144.23 |
| Net Pay | $2,224.71 |
Annual Summary
| Gross Annual Income | $75,000.00 |
| Federal Income Tax | - $7,670.00 |
| FICA (SS + Medicare) | - $5,737.50 |
| Massachusetts State Tax (estimate) | - $3,750.00 |
| Total Deductions & Tax | - $17,157.50 |
| Annual Take-Home Pay | $57,842.50 |
| Monthly Take-Home | $4,820.21 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Does Massachusetts have paid family leave?
Massachusetts has a state-mandated Paid Family Leave (PFL) program. Workers can receive partial wage replacement for bonding with a new child, caring for a seriously ill family member, or military exigency leave.
Massachusetts PFML details (2026): Up to 26 weeks combined (12 family + 20 medical); benefit ~80% of low wages and tapering down; total contribution 0.88% of wages split between employer and employee for employers with 25+ workers.
Massachusetts PFL: program, contribution, max benefit
- Program name
- Massachusetts Paid Family and Medical Leave (PFML)
- Max weekly benefit (2026)
- $1,170.64/week (64% of state AWW)
- Contribution structure
- Employee 0.46% + employer 0.42% = 0.88% on first $176,100
Massachusetts PFML (passed 2018, benefits effective January 2021) provides up to 12 weeks of family leave + 20 weeks of medical leave (combined cap 26 weeks) per benefit year. The 0.88% combined contribution (0.46% employee + 0.42% employer) on first $176,100 of wages funds the program. 2026 maximum weekly benefit is $1,170.64 (64% of state AWW). The Department of Family and Medical Leave (DFML) administers; private-plan employer alternatives are permitted with state approval.
Massachusetts Key Rates & Limits (2026)
| Paid Family Leave | Yes |
| State Disability Insurance (SDI) | No |
| State Income Tax | 5% (flat) |
| Minimum Wage | $15/hr |
Massachusetts paid family leave — frequently asked questions
How much does Massachusetts PFML pay in 2026?
MA PFML pays a maximum weekly benefit of $1,170.64 in 2026 (64% of the state Average Weekly Wage) with a sliding-scale formula: 80% wage replacement on the portion of average weekly wage up to 50% of state AWW, then 50% above that. Coverage allows up to 12 weeks of family leave plus 20 weeks of medical leave (combined cap 26 weeks per benefit year). The Department of Family and Medical Leave administers the program.
How much do Massachusetts employees pay for PFML in 2026?
The combined contribution is 0.88% of wages on the first $176,100 (2026 SSA wage cap). Employees pay 0.46% and employers with 25+ workers pay 0.42% (smaller employers can pass the full employer share to employees). Employers can substitute a state-approved private plan that meets or exceeds the public benefit. Maximum annual employee contribution is approximately $810.
When did Massachusetts PFML start and who is eligible?
MA PFML was passed in 2018 and benefits began January 2021. Eligibility requires earnings of at least $6,300 in the prior 12-month base period and 30 times the weekly benefit amount in earnings. There is no minimum length-of-service requirement at any single employer — the wage threshold is what counts. PFML provides full job protection, health insurance continuation, and protection from retaliation. Self-employed workers can opt in voluntarily.