Massachusetts Unemployment Benefits Calculator 2026
2026Estimate your unemployment insurance benefits in Massachusetts. Calculate weekly benefit amount, maximum duration, and total potential benefits based on MA unemployment rules.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Massachusetts Unemployment Benefits Overview
Massachusetts has a flat income tax rate of 5%, plus a 4% surtax on annual income exceeding $1 million (indexed for inflation), creating an effective top rate of 9% for high earners. The surtax was approved by voters in 2022.
Massachusetts Paid Family and Medical Leave (PFML) provides up to 26 weeks of combined family and medical leave. Contributions are approximately 0.88% of wages, split between employer and employee.
Massachusetts does not use a standard deduction. Instead, it provides personal exemptions ($4,400 single, $8,800 married) and various deductions including rent paid (50% up to $4,000).
Massachusetts has one of the lowest estate tax exemptions at $2 million, and unlike most states, the entire estate is taxable once the threshold is exceeded (cliff effect), not just the amount over the exemption.
The minimum wage of $15.00/hr is set to increase with CPI adjustments. Massachusetts is one of the few states with both mandatory paid family leave and a millionaire surtax.
Massachusetts Unemployment Key Facts (2026)
| State Income Tax | 0.05% (flat) |
| State Sales Tax | 0.0625% |
| Minimum Wage | $15/hr |
| State Disability Insurance (SDI) | No |
| Paid Family Leave | Yes |