Kansas 529 Plan Calculator
2026Kansas 529 plans in 2026: deduction of up to $3,000 ($6,000 on a joint return), per beneficiary; contributions to any state's plan qualify. Project your college savings growth.
By Konstantin Iakovlev · Updated October 19, 2026 · Methodology
Total College Cost
$176,766.87
With 4% inflation
Projected Savings
$58,861.83
Funding
33%
Funding Gap
$117,905.04
Monthly Needed to Fully Fund
$750.77
529 Plan Projection
| Years Until College | 13 years |
| Total College Cost (with inflation) | $176,766.87 |
| Current Balance | $0.00 |
| Total Contributions | $39,000.00 |
| Investment Growth | + $19,861.83 |
| Projected Savings at College | $58,861.83 |
| Funding Gap | $117,905.04 |
| Monthly Contribution Needed | $750.77 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Kansas 529 State Tax Benefit (2026)
Deduction of up to $3,000 ($6,000 on a joint return), per beneficiary. Kansas is one of the few “tax parity” states: contributions to any state’s 529 plan count, so you can pick a plan for its fees and investments and keep the state benefit.
The limit is per beneficiary, so contributions for several children each get up to $3,000 ($6,000 joint). Contributions made from January 1 through the filing deadline can be applied to the prior tax year.
Kansas Tax & Education Facts (2026)
| State Income Tax | progressive (up to 5.58%) |
| 529 State Tax Benefit | Deduction of up to $3,000 ($6,000 on a joint return), per beneficiary |
| Plans That Qualify | Any state's 529 plan |
| State Plan | Quest529 / Learning Quest 529 Education Savings Program (Kansas State Treasurer) |
| State Sales Tax | 6.50% |
| Avg. Property Tax Rate | 1.20% |
Official Sources: