Washington vs Oregon: Tax & Cost Comparison

2026

Side-by-side Washington vs Oregon comparison: state income tax, sales tax, property tax, cost of living, and minimum wage for 2026. Cross-river Pacific NW pair — WA's no income tax + 6.5% sales tax against OR's 9.9% top + no sales tax. Vancouver, WA suburbs explicitly designed for cross-border tax arbitrage.

Written and reviewed by Konstantin Iakovlev · Methodology · Updated

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Tax / Cost Factor Washington Oregon
State income tax (top rate) None 9.90% (progressive)
State sales tax 6.50% 0.00%
Avg. effective property tax 0.94% 0.87%
Minimum wage (2026) $17.13/hr $15.05/hr
State Disability Insurance (SDI) No No
Paid Family Leave Yes Yes
Median home price (Q4 2025) $615,000 $510,000
Foreclosure type mixed mixed
BEA Regional Price Parity (2024) 110.3 100.7
Median household income (2024) $96,900 $76,630
Median 2-bedroom rent (Q4 2025) $2,080/mo $1,900/mo

Worked example: $75,000 single filer, 2026

For a single filer earning $75,000 in 2026, the rough state-tax burden comparison:

  • Washington: estimated state income tax $0 (no state income tax), plus federal income tax (≈ $7,300 at 22% marginal), FICA $5,738, sales tax 6.50% on consumption.
  • Oregon: estimated state income tax ≈ $5,198, plus federal $7,300, FICA $5,738, sales tax 0.00% on consumption.

Property tax depends entirely on home value. On a $400,000 home: Washington ≈ $$3,760/year; Oregon ≈ $$3,480/year.

Why this comparison? Cross-river Pacific NW pair — WA's no income tax + 6.5% sales tax against OR's 9.9% top + no sales tax. Vancouver, WA suburbs explicitly designed for cross-border tax arbitrage.

Frequently asked questions

Which is cheaper to live in: Washington or Oregon?

By BEA Regional Price Parity (2024), Washington has a cost-of-living index of 110.3 and Oregon is 100.7 (US average = 100). Median household income: Washington $96,900, Oregon $76,630. Median 2-bedroom rent: Washington $2,080/mo, Oregon $1,900/mo. Oregon is the lower-cost state by this measure.

Does Washington or Oregon have lower income tax in 2026?

Washington has no state income tax; Oregon has a top rate of 9.90%. Washington is the clearly lower-income-tax state.

What about property taxes in Washington vs Oregon?

Washington's average effective property tax rate is 0.94% (e.g., $3,760/year on a $400,000 home). Oregon's rate is 0.87% ($3,480/year on $400K). Oregon has the lower property tax burden.

Where is the minimum wage higher: Washington or Oregon?

Washington's 2026 minimum wage is $16.66/hour; Oregon's is $14.70/hour. Washington is higher.