Oregon vs Washington: Tax & Cost Comparison

2026

Side-by-side Oregon vs Washington comparison: state income tax, sales tax, property tax, cost of living, and minimum wage for 2026. OR has 9.9% income tax + no sales tax; WA has no income tax + 6.5% sales tax — adjacent states with opposite tax structures, popular cross-border shopping.

Written and reviewed by Konstantin Iakovlev · Methodology · Updated

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Tax / Cost Factor Oregon Washington
State income tax (top rate) 9.90% (progressive) None
State sales tax 0.00% 6.50%
Avg. effective property tax 0.87% 0.94%
Minimum wage (2026) $15.05/hr $17.13/hr
State Disability Insurance (SDI) No No
Paid Family Leave Yes Yes
Median home price (Q4 2025) $510,000 $615,000
Foreclosure type mixed mixed
BEA Regional Price Parity (2024) 100.7 110.3
Median household income (2024) $76,630 $96,900
Median 2-bedroom rent (Q4 2025) $1,900/mo $2,080/mo

Worked example: $75,000 single filer, 2026

For a single filer earning $75,000 in 2026, the rough state-tax burden comparison:

  • Oregon: estimated state income tax ≈ $5,198, plus federal income tax (≈ $7,300 at 22% marginal), FICA $5,738, sales tax 0.00% on consumption.
  • Washington: estimated state income tax $0 (no state income tax), plus federal $7,300, FICA $5,738, sales tax 6.50% on consumption.

Property tax depends entirely on home value. On a $400,000 home: Oregon ≈ $$3,480/year; Washington ≈ $$3,760/year.

Why this comparison? OR has 9.9% income tax + no sales tax; WA has no income tax + 6.5% sales tax — adjacent states with opposite tax structures, popular cross-border shopping.

Frequently asked questions

Which is cheaper to live in: Oregon or Washington?

By BEA Regional Price Parity (2024), Oregon has a cost-of-living index of 100.7 and Washington is 110.3 (US average = 100). Median household income: Oregon $76,630, Washington $96,900. Median 2-bedroom rent: Oregon $1,900/mo, Washington $2,080/mo. Oregon is the lower-cost state by this measure.

Does Oregon or Washington have lower income tax in 2026?

Washington has no state income tax; Oregon has a top rate of 9.90%. Washington is the clearly lower-income-tax state.

What about property taxes in Oregon vs Washington?

Oregon's average effective property tax rate is 0.87% (e.g., $3,480/year on a $400,000 home). Washington's rate is 0.94% ($3,760/year on $400K). Oregon has the lower property tax burden.

Where is the minimum wage higher: Oregon or Washington?

Oregon's 2026 minimum wage is $14.70/hour; Washington's is $16.66/hour. Washington is higher.