California vs Oregon: Tax & Cost Comparison

2026

Side-by-side California vs Oregon comparison: state income tax, sales tax, property tax, cost of living, and minimum wage for 2026. West Coast pair — CA's 14.4% top + 7.25% sales tax against OR's 9.9% top + NO sales tax. Different revenue strategies on the same coast.

Written and reviewed by Konstantin Iakovlev · Methodology · Updated

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Tax / Cost Factor California Oregon
State income tax (top rate) 13.30% (progressive) 9.90% (progressive)
State sales tax 7.25% 0.00%
Avg. effective property tax 0.71% 0.87%
Minimum wage (2026) $16.90/hr $15.05/hr
State Disability Insurance (SDI) Yes (1.2%) No
Paid Family Leave Yes Yes
Median home price (Q4 2025) $770,000 $510,000
Foreclosure type non-judicial mixed
BEA Regional Price Parity (2024) 113.7 100.7
Median household income (2024) $96,340 $76,630
Median 2-bedroom rent (Q4 2025) $2,540/mo $1,900/mo

Worked example: $75,000 single filer, 2026

For a single filer earning $75,000 in 2026, the rough state-tax burden comparison:

  • California: estimated state income tax ≈ $6,983, plus federal income tax (≈ $7,300 at 22% marginal), FICA $5,738, sales tax 7.25% on consumption.
  • Oregon: estimated state income tax ≈ $5,198, plus federal $7,300, FICA $5,738, sales tax 0.00% on consumption.

Property tax depends entirely on home value. On a $400,000 home: California ≈ $$2,840/year; Oregon ≈ $$3,480/year.

Combined annual state burden (income + property on $400K + 6% of $50K consumption sales tax) — California: ~$13,448; Oregon: ~$8,678.

Why this comparison? West Coast pair — CA's 14.4% top + 7.25% sales tax against OR's 9.9% top + NO sales tax. Different revenue strategies on the same coast.

Frequently asked questions

Which is cheaper to live in: California or Oregon?

By BEA Regional Price Parity (2024), California has a cost-of-living index of 113.7 and Oregon is 100.7 (US average = 100). Median household income: California $96,340, Oregon $76,630. Median 2-bedroom rent: California $2,540/mo, Oregon $1,900/mo. Oregon is the lower-cost state by this measure.

Does California or Oregon have lower income tax in 2026?

Oregon has a top income-tax rate of 9.90%; California has 13.30%. Oregon is lower at the top bracket.

What about property taxes in California vs Oregon?

California's average effective property tax rate is 0.71% (e.g., $2,840/year on a $400,000 home). Oregon's rate is 0.87% ($3,480/year on $400K). California has the lower property tax burden.

Where is the minimum wage higher: California or Oregon?

California's 2026 minimum wage is $16.50/hour; Oregon's is $14.70/hour. California is higher.