Arkansas 529 Plan Calculator
2026Arkansas 529 plans in 2026: deduction of up to $5,000 ($10,000 on a joint return), per taxpayer; contributions to any state's plan qualify. Project your college savings growth.
By Konstantin Iakovlev · Updated October 19, 2026 · Methodology
Total College Cost
$176,766.87
With 4% inflation
Projected Savings
$58,861.83
Funding
33%
Funding Gap
$117,905.04
Monthly Needed to Fully Fund
$750.77
529 Plan Projection
| Years Until College | 13 years |
| Total College Cost (with inflation) | $176,766.87 |
| Current Balance | $0.00 |
| Total Contributions | $39,000.00 |
| Investment Growth | + $19,861.83 |
| Projected Savings at College | $58,861.83 |
| Funding Gap | $117,905.04 |
| Monthly Contribution Needed | $750.77 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Arkansas 529 State Tax Benefit (2026)
Deduction of up to $5,000 ($10,000 on a joint return), per taxpayer.
Other states' plans: up to $3,000 per taxpayer ($6,000 if both spouses contribute), if not deducted on that state's return. Rollovers into an Arkansas plan: up to $7,500 per taxpayer.
Contributions to an Arkansas plan above $5,000 carry forward for up to 4 years.
Limits are per taxpayer: a married couple reaches $10,000 for Arkansas plans only if both spouses contribute. Qualified withdrawals, rollovers and 529-to-Roth IRA rollovers are exempt from Arkansas tax; nonqualified withdrawals are taxable.
Arkansas Tax & Education Facts (2026)
| State Income Tax | progressive (up to 3.9%) |
| 529 State Tax Benefit | Deduction of up to $5,000 ($10,000 on a joint return), per taxpayer |
| Plans That Qualify | Any state's 529 plan |
| State Plan | Arkansas Brighter Future Direct Plan (Arkansas Brighter Future 529; advisor-sold: Arkansas Brighter Future Advisor Plan) |
| State Sales Tax | 6.50% |
| Avg. Property Tax Rate | 0.54% |
Official Sources: