Maryland vs Virginia: Tax & Cost Comparison
2026Side-by-side Maryland vs Virginia comparison: state income tax, sales tax, property tax, cost of living, and minimum wage for 2026. DC-suburb cross-border choice — MD's 5.75% top + Montgomery County 3.2% local against VA's 5.75% top + no local income tax.
Written and reviewed by Konstantin Iakovlev · Methodology · Updated
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
| Tax / Cost Factor | Maryland | Virginia |
|---|---|---|
| State income tax (top rate) | 6.50% (progressive) | 5.75% (progressive) |
| State sales tax | 6.00% | 4.30% |
| Avg. effective property tax | 0.99% | 0.82% |
| Minimum wage (2026) | $15.00/hr | $12.77/hr |
| State Disability Insurance (SDI) | No | No |
| Paid Family Leave | Yes | No |
| Median home price (Q4 2025) | $425,000 | $410,000 |
| Foreclosure type | non-judicial | non-judicial |
| BEA Regional Price Parity (2024) | 110.3 | 102 |
| Median household income (2024) | $96,130 | $89,930 |
| Median 2-bedroom rent (Q4 2025) | $1,880/mo | $1,810/mo |
Worked example: $75,000 single filer, 2026
For a single filer earning $75,000 in 2026, the rough state-tax burden comparison:
- Maryland: estimated state income tax ≈ $3,413, plus federal income tax (≈ $7,300 at 22% marginal), FICA $5,738, sales tax 6.00% on consumption.
- Virginia: estimated state income tax ≈ $3,019, plus federal $7,300, FICA $5,738, sales tax 4.30% on consumption.
Property tax depends entirely on home value. On a $400,000 home: Maryland ≈ $$3,960/year; Virginia ≈ $$3,280/year.
Combined annual state burden (income + property on $400K + 6% of $50K consumption sales tax) — Maryland: ~$10,373; Virginia: ~$8,449.
Why this comparison? DC-suburb cross-border choice — MD's 5.75% top + Montgomery County 3.2% local against VA's 5.75% top + no local income tax.
Drill into specific calculators
Maryland
Frequently asked questions
Which is cheaper to live in: Maryland or Virginia?
By BEA Regional Price Parity (2024), Maryland has a cost-of-living index of 110.3 and Virginia is 102 (US average = 100). Median household income: Maryland $96,130, Virginia $89,930. Median 2-bedroom rent: Maryland $1,880/mo, Virginia $1,810/mo. Virginia is the lower-cost state by this measure.
Does Maryland or Virginia have lower income tax in 2026?
Virginia has a top income-tax rate of 5.75%; Maryland has 6.50%. Virginia is lower at the top bracket.
What about property taxes in Maryland vs Virginia?
Maryland's average effective property tax rate is 0.99% (e.g., $3,960/year on a $400,000 home). Virginia's rate is 0.82% ($3,280/year on $400K). Virginia has the lower property tax burden.
Where is the minimum wage higher: Maryland or Virginia?
Maryland's 2026 minimum wage is $15.00/hour; Virginia's is $12.41/hour. Maryland is higher.