Medigap Plan Comparison Calculator

Choosing among Medicare Supplement plans A, F, G, and N comes down to weighing what each one covers against what it costs each month, and this tool lines up those trade-offs for 2026. The stakes are real: with the 2026 Part B premium potentially reaching $180.00 and the Part A deductible at $1,732, the plan you pick directly shapes how much of that bill you absorb yourself versus how much your coverage handles.

Premium estimates draw on a weighted average of publicly available rate data from the top 5 Medigap insurers in your selected ZIP code for 2026, adjusted for your age and gender. On the coverage side, the comparisons follow the standardized benefits Medicare defines, spelling out which plans pick up the Part A and B deductibles, Part B excess charges, and foreign travel emergency care so the differences are easy to see side by side.

An estimate is only a starting point, and your actual premium can land well above or below it depending on your health, an insurer's underwriting, and how your state prices coverage, whether community-rated, issue-age-rated, or attained-age-rated. Because identical benefits can carry very different price tags, pulling direct quotes from several insurers before you commit is the surest way to know what you will really pay.