Wisconsin 529 Plan Calculator

2026

Wisconsin 529 plans in 2026: deduction of up to $5,280, per beneficiary; only the WI plan qualifies. Project your college savings growth.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

years
years
$
$
%
$
years

Total College Cost

$176,766.87

With 4% inflation

Projected Savings

$58,861.83

Funding

33%

Funding Gap

$117,905.04

Monthly Needed to Fully Fund

$750.77

529 Plan Projection

Years Until College13 years
Total College Cost (with inflation)$176,766.87
Current Balance$0.00
Total Contributions$39,000.00
Investment Growth+ $19,861.83
Projected Savings at College$58,861.83
Funding Gap$117,905.04
Monthly Contribution Needed$750.77

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Wisconsin 529 State Tax Benefit (2026)

Deduction of up to $5,280, per beneficiary.

Only Wisconsin plans (Edvest, Tomorrow's Scholar) qualify; principal rolled over from another state's plan counts, earnings don't.

Contributions above the cap carry forward with no time limit, subject to the annual per-beneficiary limit.

The account owner or someone they authorize, such as a grandparent, can subtract. A married couple shares one limit per beneficiary ($2,640 each if filing separately); other contributors get their own. Contributions made by April 15 can count for the prior year. Withdrawals within 365 days of a contribution require an adjustment.

Wisconsin Tax & Education Facts (2026)

State Income Tax progressive (up to 7.65%)
529 State Tax Benefit Deduction of up to $5,280, per beneficiary
Plans That Qualify Only Edvest 529 (also Tomorrow's Scholar, advisor-sold)
Limit Indexed Cap rises with inflation: $5,280 per beneficiary for 2026, up from $5,130.
State Plan Edvest 529 (also Tomorrow's Scholar, advisor-sold)
State Sales Tax 5.00%
Avg. Property Tax Rate 1.19%

Official Sources:

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