New Jersey Paid Family Leave Calculator

2026

Calculate paid family leave benefits in New Jersey. New Jersey offers a state PFL program. Estimate your weekly benefit amount and duration.

Written and reviewed by Konstantin Iakovlev · Methodology · Updated

About this tool: New Jersey runs its PFL through state-administered insurance funded by payroll tax. The widget below is the general paycheck calculator (not PFL-specific) and shows your gross-to-net flow including any state PFL/FAMLI deductions. To estimate your actual leave benefit, apply the wage replacement % and weekly cap listed in the program-details section below to your weekly gross.

Pay Type
$

Net Pay (Bi-Weekly)

$2,224.71

Annual Take-Home

$57,842.50

Total Tax (Annual)

$17,157.50

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
New Jersey State Tax- $144.23
Net Pay$2,224.71

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
New Jersey State Tax (estimate)- $3,750.00
Total Deductions & Tax- $17,157.50
Annual Take-Home Pay$57,842.50
Monthly Take-Home$4,820.21

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Does New Jersey have paid family leave?

New Jersey has a state-mandated Paid Family Leave (PFL) program. Workers can receive partial wage replacement for bonding with a new child, caring for a seriously ill family member, or military exigency leave.

New Jersey FLI details (2026): 85% of average weekly wage up to ~$1,081/week; funded by employee payroll tax; up to 12 weeks per 12-month period.

New Jersey PFL: program, contribution, max benefit

Program name
NJ Family Leave Insurance (FLI)
Max weekly benefit (2026)
$1,081/week (85% of average weekly wage)
Contribution structure
Employee 0.33% (no employer share); 2026 wage cap $176,100

NJ FLI (since 2009, expanded 2019) is funded entirely by employee contributions of 0.33% on wages up to $176,100 for 2026 — no employer share. Provides up to 12 consecutive weeks (or 56 intermittent days) of paid family leave per benefit year for new parents and caregivers of seriously ill family members. 2026 maximum weekly benefit is $1,081 (85% of state AWW). Self-employed individuals can elect coverage through DOL.

New Jersey Key Rates & Limits (2026)

Paid Family Leave Yes
State Disability Insurance (SDI) Yes (0.19%)
State Income Tax progressive (up to 10.8%)
Minimum Wage $15.92/hr

New Jersey paid family leave — frequently asked questions

How much does New Jersey Family Leave Insurance pay in 2026?

NJ FLI pays 85% of the employee's average weekly wage, with a 2026 maximum benefit of $1,081 per week (tied to 70% of the state Average Weekly Wage). Coverage runs up to 12 consecutive weeks (or 56 intermittent days) per benefit year for new-parent bonding or caregiving for a seriously ill family member. NJ Family Leave was first enacted in 2009 and significantly expanded in 2019.

How much do New Jersey workers pay for FLI in 2026?

Employees pay 0.33% of wages up to the 2026 taxable wage cap of $176,100 — a maximum annual contribution of about $581.13. Employers do not contribute to FLI (they do contribute to TDI, which is separate). Self-employed individuals can elect FLI coverage through the New Jersey Department of Labor. Bonding leave can be taken anytime within 12 months of birth, adoption, or foster placement.

What is the difference between NJ FLI and NJ TDI?

NJ TDI (since 1948 — one of the oldest state SDI programs) covers the worker's own non-work-related disability including pregnancy, with up to 26 weeks of benefits at 85% of average weekly wage (max $1,081/week in 2026). NJ FLI covers caring for a seriously ill family member or bonding with a new child (12 weeks max). A new mother typically claims TDI for pregnancy/recovery, then transitions to FLI for bonding.