Security Deposit Calculator

Calculate maximum security deposit by state with return timeline and deduction rules.
$

Max Deposit

$1,500.00

Return Deadline

21 days

State Rules

State limit1 month
Max deposit amount$1,500.00
Interest requiredNo
Return timeline21 days after move-out

Use the Security Deposit Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

This Security Deposit Calculator helps you determine the maximum security deposit a landlord can legally charge in your state for the year 2026, along with the statutory timeline for its return and permissible deduction rules. Understanding these regulations is crucial for both renters and landlords to ensure fair practices and avoid disputes, as state laws vary significantly and are updated periodically. This tool empowers you to navigate the complexities of security deposit laws with confidence.

Our calculator utilizes a comprehensive database of 2026 state-specific landlord-tenant laws, cross-referencing your selected state with its current security deposit limits, typically expressed as a multiple of monthly rent (e.g., 1.5x or 2x). It then applies this multiple to the inputted monthly rent to calculate the maximum permissible deposit. The return timeline is extracted directly from statutory provisions, and deduction rules are summarized based on common legal grounds such as unpaid rent or documented property damage exceeding normal wear and tear.

When using this calculator, remember that some states have different limits for furnished versus unfurnished properties, or for elderly tenants, so always double-check these nuances. A common mistake is not fully documenting the property's condition before moving in and out, which can lead to disputes over deductions; always take detailed photos and videos. Be aware that this calculator provides general information, and for complex situations, consulting a legal professional specializing in landlord-tenant law is always recommended.

Example: Renting a 2-bedroom apartment in California in 2026

  1. 1 Input the monthly rent: $2,500. Select 'California' as the state.
  2. 2 In California for 2026, the maximum security deposit for an unfurnished residential property is typically 2 times the monthly rent. For a furnished property, it's 3 times the monthly rent. Assuming an unfurnished apartment, the calculation is $2,500 (monthly rent) * 2 = $5,000. Landlords must return the deposit within 21 calendar days after the tenant moves out.
  3. 3 The maximum security deposit for this California apartment in 2026 is $5,000.
  4. 4 The landlord must return your security deposit within 21 days of you vacating the property. Permissible deductions include unpaid rent, cleaning costs to return the unit to its original cleanliness (excluding ordinary wear and tear), and repair costs for damages beyond normal wear and tear. You are entitled to an itemized statement of deductions if any are made.

Source: CFPB — Owning a Home · Last updated: April 2026

Frequently Asked Questions

What is the maximum security deposit by state?
Security deposit limits vary by state. Many states cap deposits at 1-2 months' rent. Some states like California cap at 1 month's rent, while a few states like Texas and Ohio have no statutory limit.
How long does a landlord have to return a security deposit?
Return timelines range from 14 to 60 days depending on the state. Most states require return within 30 days of move-out. Landlords must provide an itemized deduction list if withholding any portion.
What can a landlord deduct from a security deposit?
Landlords can deduct for unpaid rent, damages beyond normal wear and tear, and cleaning costs if the unit was left excessively dirty. Normal wear like minor scuff marks, faded paint, and worn carpet cannot be deducted.

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