PSLF Calculator (Public Service Loan Forgiveness)
Track progress toward Public Service Loan Forgiveness. See payments remaining, forgiveness amount, and total cost.
Monthly Payment
$311.75
Payments Remaining
120 of 120
Estimated Forgiveness
$130,850.29
PSLF Payment Details
| Federal Poverty Line (family size) | $15,060.00 |
| 150% of Poverty Line | $22,590.00 |
| Discretionary Income | $37,410.00 |
| PAYE Monthly Payment | $311.75 |
| Annual Payment | $3,741.00 |
Forgiveness Timeline
| Total Qualifying Payments Required | 120 payments (10 years) |
| Payments Already Made | 0 |
| Payments Remaining | 120 |
| Months Until Forgiveness | 120 months |
| Total Paid Before Forgiveness | $37,410.00 |
| Estimated Amount Forgiven | $130,850.29 |
| Tax Status | PSLF forgiveness is tax-free |
Use the PSLF Calculator (Public Service Loan Forgiveness) above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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