New Hampshire Property Tax Calculator 2026

2026

Calculate property taxes in New Hampshire. The average effective property tax rate in NH is 1.86%, which is above the national average of 1.1%. Estimate your annual property tax bill.

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Annual Property Tax

$3,850.00

Monthly Equivalent

$320.83

Effective Rate

1.100%

Property Tax Breakdown

Assessed Value$350,000.00
Homestead Exemption$0.00
Taxable Value$350,000.00
Annual Tax$3,850.00
Monthly Equivalent$320.83

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

New Hampshire Property Tax Guide

Property tax is where New Hampshire collects much of what other states raise through income and sales taxes. The average effective rate is about 1.86% of a home's value, well above the roughly 1.0% national average, and it funds local schools, town budgets, and county services. There is no statewide property tax bill in the usual sense; assessments and rates are set locally, so two towns can charge very different amounts on identical homes.

A bill is built from two parts: the assessed value your town places on the property and the combined tax rate per $1,000 of that value, which blends municipal, school, county, and state education components. To estimate, multiply the assessed value by the effective rate, so a $400,000 home near the 1.86% average implies roughly $7,440 a year. New Hampshire also offers relief programs, including exemptions for elderly and disabled owners and a low and moderate income homeowners rebate, but these are claimed locally and depend on age, income, and residency.

New Hampshire Property Tax Details (2026)

Avg. Effective Property Tax Rate 1.86%
National Average 1.1%
vs. National Average +0.76% above
Estate Tax None
State Sales Tax None
State Income Tax None

New Hampshire Property Tax FAQ

How do I estimate my New Hampshire property tax bill?
Start with your town's assessed value for the property, then multiply by the local tax rate, which is quoted per $1,000 of value. Using the statewide average effective rate of 1.86%, a home assessed at $300,000 would owe roughly $5,580 a year. Your actual rate depends entirely on your municipality, since each town sets its own.
Why is New Hampshire's property tax rate so high?
The state has no income or general sales tax, so local property taxes carry most of the load for schools and town services. That trade-off pushes the average effective rate to about 1.86%, nearly double the national average. Residents keep all of their wage income but pay more on the homes they own.
Who assesses and bills property tax in New Hampshire?
Cities and towns assess property and issue the bills, with oversight from the state's Department of Revenue Administration on equalization and rate setting. Counties and school districts levy their own portions, which are folded into the single rate your town applies. Because it is local, deadlines and billing cycles vary from one municipality to the next.
Are there property tax exemptions or relief programs?
Yes. New Hampshire towns offer exemptions for elderly, blind, and disabled homeowners, plus a veterans' tax credit, all claimed through your local assessing office. The state also runs a Low and Moderate Income Homeowners Property Tax Relief program that can rebate part of the education tax portion for qualifying owners, subject to income limits and an application deadline.