Missouri Paycheck Calculator 2026

Calculate your take-home pay in Missouri. Missouri has a progressive income tax system. Based on current MO and federal tax rates.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Pay Type
$

Net Pay (Bi-Weekly)

$2,271.50

Annual Take-Home

$59,058.91

Total Tax (Annual)

$15,941.09

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Missouri State Tax- $97.45
Net Pay$2,271.50

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Missouri State Tax (estimate)- $2,533.59
Total Deductions & Tax- $15,941.09
Annual Take-Home Pay$59,058.91
Monthly Take-Home$4,921.58

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Missouri Tax Overview

A Missouri paycheck gets trimmed in four places before the money reaches you. Federal income tax comes out first, set by the W-4 you filed with your employer. Then the two FICA taxes the SSA and IRS collect: Social Security at 6.2% on wages up to the $184,500 wage base, and Medicare at 1.45% on every dollar with no ceiling. Last comes Missouri's own withholding, a progressive state tax that tops out at 4.7%.

Because Missouri's top rate is modest and its brackets are narrow, most full-time workers reach the 4.7% tier on the bulk of their pay, but the state still takes far less than high-tax states do. If you live or work in Kansas City or St. Louis, add a 1% local earnings tax to the list, which those cities withhold on top of everything else. Pre-tax items like a 401(k) deferral (up to $24,500 in 2026) or health premiums shrink the wages all of these taxes apply to, which is the simplest lever for raising your take-home.

On a $60,000 salary, Missouri's graduated income tax, topping out at 4.7%, comes to about $1,847 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 17 of the 42 states that tax income have a lower top rate than Missouri's 4.7%.

The state minimum wage is $15.00/hr , above the federal $7.25 floor — about $31,200 a year at 40 hours a week. There is no state disability or paid-family-leave deduction, so nothing beyond income tax and FICA comes out at the state level. Local jurisdictions add their own layer on top — see the note below.

Missouri Key Rates & Limits (2026)

State Income Tax progressive (up to 4.7%)
State Sales Tax 4.23%
Avg. Property Tax Rate 0.85%
Minimum Wage $15.00/hr
State Disability Insurance (SDI) No
Paid Family Leave No
Local/City Taxes Kansas City and St. Louis both levy a 1% earnings tax on residents and nonresidents who work in those cities.

Missouri Paycheck FAQ

What gets withheld from a paycheck in Missouri?
Four things: federal income tax based on your W-4, Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% on all wages, and Missouri state income tax that tops out at 4.7%. Workers in Kansas City or St. Louis also have a 1% city earnings tax withheld. Missouri has no state disability insurance deduction, so you won't see an SDI line.
How much state tax does Missouri take out of my pay?
Missouri uses a progressive scale that climbs to a top rate of 4.7%, applied through brackets that are fairly compressed, so most of a typical salary is taxed near the top rate. The state standard deduction (currently $16,100 for a single filer) shields part of your income from withholding. Your employer calculates the amount from the Form MO W-4 you submit to the Department of Revenue's withholding tables.
Why is my Missouri take-home pay higher than a coworker's in another state?
Missouri's 4.7% top income tax rate is lower than what many states charge, and there is no state disability insurance or paid-leave payroll deduction here. The federal pieces, Social Security and Medicare, are identical everywhere, so the difference you see comes almost entirely from the state and any local earnings tax. A Kansas City or St. Louis resident loses an extra 1% that someone in rural Missouri does not.
Do pre-tax deductions lower Missouri withholding?
Yes. Contributions to a traditional 401(k), HSA, or pre-tax health premiums come out before income tax is figured, so they reduce both your federal and Missouri taxable wages. A larger 401(k) deferral (up to the 2026 limit of $24,500) trims your state withholding along with your federal. FICA taxes, however, still apply to 401(k) contributions, so Social Security and Medicare are calculated before that deferral.

Other Missouri Calculators