Maine Paycheck Calculator 2026

Calculate your take-home pay in Maine. Maine has a progressive income tax system. Based on current ME and federal tax rates.

By Konstantin Iakovlev · Updated October 19, 2026 · Methodology

Pay Type
$

Net Pay (Bi-Weekly)

$2,224.34

Annual Take-Home

$57,832.80

Total Tax (Annual)

$17,167.20

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Maine State Tax- $130.18
ME Paid Family & Medical Leave- $14.42
Net Pay$2,224.34

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Maine State Tax (estimate)- $3,384.70
State payroll deductions- $375.00
Total Deductions & Tax- $17,167.20
Annual Take-Home Pay$57,832.80
Monthly Take-Home$4,819.40

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Maine Tax Overview

A Maine paycheck is trimmed by four federal lines before the state ever touches it: federal income tax set by your W-4, Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% with no ceiling, and any pre-tax deductions like a 401(k), which shelters up to $24,500 in elective deferrals for 2026. Those come out first and lower the wages Maine taxes.

On top of that sits Maine's own withholding. The state runs a progressive income tax that climbs to 7.15%, so a bigger slice is skimmed as your pay rises through the brackets. New in 2026, a Paid Family and Medical Leave premium of roughly 1% of wages is also collected, split between you and your employer, with the worker share showing as its own deduction. Maine has no separate state disability tax, so for most workers the state-side items are just income tax withholding plus the PFML share.

On a $60,000 salary, Maine's graduated income tax, topping out at 9.15%, comes to about $2,372 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 34 of the 42 states that tax income have a lower top rate than Maine's 9.15%.

The state minimum wage is $15.10/hr , above the federal $7.25 floor — about $31,408 a year at 40 hours a week. Maine also withholds for paid family leave, which most states do not.

Maine Key Rates & Limits (2026)

State Income Tax progressive (up to 9.15%)
State Sales Tax 5.50%
Avg. Property Tax Rate 0.90%
Minimum Wage $15.10/hr
State Disability Insurance (SDI) No
Paid Family Leave Yes

Maine Paycheck FAQ

Why does Maine take more out of my check as I earn more?
Maine's income tax is progressive, moving through brackets of 5.8%, 6.75%, and a top 7.15% rate. Each new dollar in a higher bracket is taxed at that bracket's rate, so withholding rises faster than pay near the thresholds. Only the income above each cutoff is taxed at the higher rate, not your whole salary.
What is the new PFML deduction on my 2026 Maine paycheck?
Maine launched its Paid Family and Medical Leave program in 2026, funded by a payroll premium of about 1% of wages. Employers split that cost with workers, so you may see a small PFML line separate from income tax. It funds up to 12 weeks of paid leave administered by the Maine Department of Labor.
Does Maine have a state disability insurance deduction like California?
No. Maine does not levy a state disability insurance (SDI) tax, so you will not see an SDI line on a Maine stub. The closest payroll item is the new PFML premium, which is a different program covering family and medical leave rather than short-term disability.
How can I increase my Maine take-home pay?
Pre-tax contributions shrink the wages subject to both federal and Maine income tax. Routing money into a 401(k) up to the $24,500 limit, an HSA, or other pre-tax benefits lowers withholding on both sides. Updating your W-4 to match your actual situation also prevents over-withholding that ties up cash until refund time.

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