Kentucky Paycheck Calculator 2026
2026Calculate your take-home pay in Kentucky. Kentucky has a flat income tax system. Based on current KY and federal tax rates.
Net Pay (Bi-Weekly)
$2,368.94
Annual Take-Home
$61,592.50
Total Tax (Annual)
$13,407.50
Paycheck Breakdown (Bi-Weekly)
| Gross Pay | $2,884.62 |
| Federal Income Tax | - $295.00 |
| Social Security (6.2%) | - $178.85 |
| Medicare (1.45%) | - $41.83 |
| Net Pay | $2,368.94 |
Annual Summary
| Gross Annual Income | $75,000.00 |
| Federal Income Tax | - $7,670.00 |
| FICA (SS + Medicare) | - $5,737.50 |
| Total Deductions & Tax | - $13,407.50 |
| Annual Take-Home Pay | $61,592.50 |
| Monthly Take-Home | $5,132.71 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Kentucky Tax Overview
Kentucky's flat income tax rate of 4% took effect in 2024, reduced from 4.5% as part of ongoing tax reform. Further reductions are possible if revenue triggers are met.
Kentucky cities and counties levy occupational license taxes that function as local income taxes. Louisville's 2.2% rate is the largest, and these local taxes are not deductible on the state return.
Kentucky has an inheritance tax (separate from estate tax) that applies to beneficiaries who are not close relatives. Class C beneficiaries (non-relatives) pay rates from 6% to 16%.
Kentucky follows the federal minimum wage of $7.25/hr. The state provides its own standard deduction of $3,160 per filer regardless of filing status.
Kentucky exempts Social Security benefits from state income tax and provides a pension exclusion of up to $31,110 for qualifying retirement income.
Kentucky Key Rates & Limits (2026)
| State Income Tax | 0.04% (flat) |
| State Sales Tax | 0.06% |
| Avg. Property Tax Rate | 0.0083% |
| Minimum Wage | $7.25/hr |
| State Disability Insurance (SDI) | No |
| Paid Family Leave | No |
| Local/City Income Tax | Many Kentucky cities and counties levy occupational license taxes (payroll taxes) ranging from 0.5% to 2.5%. Louisville/Jefferson County levies a 2.2% occupational tax. |