Georgia 529 Plan Calculator
2026Georgia 529 plans in 2026: deduction of up to $4,000 ($8,000 on a joint return), per beneficiary; only the GA plan qualifies. Project your college savings growth.
By Konstantin Iakovlev · Updated October 19, 2026 · Methodology
Total College Cost
$176,766.87
With 4% inflation
Projected Savings
$58,861.83
Funding
33%
Funding Gap
$117,905.04
Monthly Needed to Fully Fund
$750.77
529 Plan Projection
| Years Until College | 13 years |
| Total College Cost (with inflation) | $176,766.87 |
| Current Balance | $0.00 |
| Total Contributions | $39,000.00 |
| Investment Growth | + $19,861.83 |
| Projected Savings at College | $58,861.83 |
| Funding Gap | $117,905.04 |
| Monthly Contribution Needed | $750.77 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Georgia 529 State Tax Benefit (2026)
Deduction of up to $4,000 ($8,000 on a joint return), per beneficiary.
Only Path2College 529 contributions count; money rolled or transferred in from another 529 plan is not deductible.
The limit is per beneficiary on each return. You don't need to own the account or be related to the beneficiary. Contributions made by the filing deadline (typically April 15) can count for the prior year. Withdrawals for K-12 tuition, registered apprenticeships and student loans are free of Georgia tax; nonqualified withdrawals are added back.
Georgia Tax & Education Facts (2026)
| State Income Tax | 4.99% (flat) |
| 529 State Tax Benefit | Deduction of up to $4,000 ($8,000 on a joint return), per beneficiary |
| Plans That Qualify | Only Path2College 529 Plan |
| State Plan | Path2College 529 Plan |
| State Sales Tax | 4.00% |
| Avg. Property Tax Rate | 0.77% |
Official Sources: