Oklahoma vs Texas: Tax & Cost Comparison
2026Side-by-side Oklahoma vs Texas comparison: state income tax, sales tax, property tax, cost of living, and minimum wage for 2026. OK's 4.75% top + low property tax against TX's no-income-tax + 1.68% property tax — Dallas-Fort Worth and OKC labor markets compete.
Written and reviewed by Konstantin Iakovlev · Methodology · Updated
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
| Tax / Cost Factor | Oklahoma | Texas |
|---|---|---|
| State income tax (top rate) | 4.50% (progressive) | None |
| State sales tax | 4.50% | 6.25% |
| Avg. effective property tax | 0.85% | 1.68% |
| Minimum wage (2026) | $7.25/hr | $7.25/hr |
| State Disability Insurance (SDI) | No | No |
| Paid Family Leave | No | No |
| Median home price (Q4 2025) | $215,000 | $360,000 |
| Foreclosure type | judicial | non-judicial |
| BEA Regional Price Parity (2024) | 87.4 | 92.6 |
| Median household income (2024) | $60,055 | $73,370 |
| Median 2-bedroom rent (Q4 2025) | $1,140/mo | $1,660/mo |
Worked example: $75,000 single filer, 2026
For a single filer earning $75,000 in 2026, the rough state-tax burden comparison:
- Oklahoma: estimated state income tax ≈ $2,363, plus federal income tax (≈ $7,300 at 22% marginal), FICA $5,738, sales tax 4.50% on consumption.
- Texas: estimated state income tax $0 (no state income tax), plus federal $7,300, FICA $5,738, sales tax 6.25% on consumption.
Property tax depends entirely on home value. On a $400,000 home: Oklahoma ≈ $$3,400/year; Texas ≈ $$6,720/year.
Why this comparison? OK's 4.75% top + low property tax against TX's no-income-tax + 1.68% property tax — Dallas-Fort Worth and OKC labor markets compete.
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Frequently asked questions
Which is cheaper to live in: Oklahoma or Texas?
By BEA Regional Price Parity (2024), Oklahoma has a cost-of-living index of 87.4 and Texas is 92.6 (US average = 100). Median household income: Oklahoma $60,055, Texas $73,370. Median 2-bedroom rent: Oklahoma $1,140/mo, Texas $1,660/mo. Oklahoma is the lower-cost state by this measure.
Does Oklahoma or Texas have lower income tax in 2026?
Texas has no state income tax; Oklahoma has a top rate of 4.50%. Texas is the clearly lower-income-tax state.
What about property taxes in Oklahoma vs Texas?
Oklahoma's average effective property tax rate is 0.85% (e.g., $3,400/year on a $400,000 home). Texas's rate is 1.68% ($6,720/year on $400K). Oklahoma has the lower property tax burden.
Where is the minimum wage higher: Oklahoma or Texas?
Oklahoma's 2026 minimum wage is $7.25/hour; Texas's is $7.25/hour. Both have the same minimum wage.