Tax Bracket Calculator
2026See exactly which tax brackets your income falls into. Visual breakdown across all filing statuses.
By Konstantin Iakovlev · Updated April 2026 · Source: IRS — Forms, Instructions & Publications
Marginal Bracket
22%
Effective Rate
14.95%
Total Federal Tax
$11,212.00
Tax by Bracket
| 10% bracket ($0.00 - $12,400.00) | $1,240.00 |
| 12% bracket ($12,400.00 - $50,400.00) | $4,560.00 |
| 22% bracket ($50,400.00 - $105,700.00) | $5,412.00 |
Amount Taxed in Each Bracket
| 10% | $12,400.00 taxed = $1,240.00 |
| 12% | $38,000.00 taxed = $4,560.00 |
| 22% | $24,600.00 taxed = $5,412.00 |
Filing Status Comparison
| Single | $11,212.00 (14.9% effective) |
| Married Filing Jointly | $8,504.00 (11.3% effective) |
| Head of Household | $9,401.00 (12.5% effective) |
Use the Tax Bracket Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
Federal income tax is progressive, which means different slices of your earnings are taxed at different rates. Enter your taxable income and the tool maps it onto the 2026 federal bracket thresholds, then shows exactly which portions fall into each rate band. Seeing that breakdown makes it easier to estimate what you owe, gauge how a bonus or raise will be taxed, and weigh decisions about income and deductions.
The bracket thresholds and rates used here reflect the 2026 figures, which the IRS adjusts each year for inflation. The calculation applies those progressive rates to the taxable income you enter, defined as your gross income after deductions and exemptions. Rather than reporting a single flat percentage, it tallies the tax that accrues within each applicable bracket so you can see how the layers add up.
One distinction worth keeping straight is the difference between your marginal rate, the rate that applies to your last dollar earned, and your effective rate, your total tax divided by your taxable income. This tool surfaces the marginal rate, since that is what tells you the tax cost of earning additional income. Note that the figures cover federal brackets only and leave out state and local taxes, which can add meaningfully to your overall burden.
Example: Single Filer with $70,000 Taxable Income (2026)
- 1 Input: Filing Status: Single, Taxable Income: $70,000.
- 2 Calculation: The first $11,600 is taxed at 10% ($1,160). The income between $11,601 and $47,150 ($35,549) is taxed at 12% ($4,265.88). The remaining income between $47,151 and $70,000 ($22,849) is taxed at 22% ($5,026.78).
- 3 Result: Total Federal Tax: $1,160 + $4,265.88 + $5,026.78 = $10,452.66. Your marginal tax rate is 22%.
- 4 Context: This means that for every additional dollar earned above $70,000 (up to the next bracket threshold), 22 cents would be paid in federal income tax. Your effective tax rate for this income would be approximately 14.93% ($10,452.66 / $70,000).
Source: IRS — Forms, Instructions & Publications · Last updated: April 2026
Frequently Asked Questions
What are the 2026 federal tax brackets?
How do tax brackets actually work?
Does a raise push all my income into a higher bracket?
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