Standard Deduction Calculator 2026

2026

Find your standard deduction amount by filing status, age, and blindness.

By Konstantin Iakovlev · Updated April 2026 · Source: IRS — Forms, Instructions & Publications

Age 65 or Older?
Legally Blind?

2026 Standard Deduction

$16,100.00

Deduction Breakdown

Base Deduction$16,100.00
Total Deduction$16,100.00

Use the Standard Deduction Calculator 2026 above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

For the 2026 tax year, the standard deduction is the figure that shrinks your taxable income before the tax is even calculated, which makes pinning it down an early and important step. The amount isn't one-size-fits-all: it shifts with your filing status, your age, and whether you're blind. This tool folds in the latest 2026 IRS adjustments across all three so the estimate reflects current law rather than last year's tables.

Your base amount comes straight from your filing status, and from there the calculator stacks on extra deductions for each qualifying condition, namely being age 65 or older and being blind. For 2026, each of those conditions adds $2,050 for single or head of household filers, and $1,650 for those who are married filing jointly, married filing separately, or a qualifying widow(er). Meet more than one condition and the additions accumulate.

The standard deduction tends to win when your itemized deductions, things like mortgage interest or state and local taxes, add up to less than it does. Skipping that comparison is where filers leave money on the table, so run both ways and take whichever is larger. Treat the output here as an estimate for planning rather than a substitute for advice from a tax professional.

Example: Single, Age 67, and Blind

  1. 1 Filing Status: Single; Age: 67 (meaning 65 or older); Blindness: Yes
  2. 2 Base Standard Deduction (Single, 2026): $16,100. Additional for Age 65+: $2,050. Additional for Blindness: $2,050. Total Calculation: $16,100 + $2,050 + $2,050.
  3. 3 Your estimated 2026 standard deduction is $20,200.
  4. 4 This $20,200 will be subtracted from your Adjusted Gross Income (AGI), reducing the amount of income subject to federal income tax. This is typically a better option than itemizing if your allowable itemized deductions are less than this amount.

Source: IRS — Forms, Instructions & Publications · Last updated: April 2026

Frequently Asked Questions

What is the 2026 standard deduction for married filing jointly?
For 2026, the standard deduction is $16,100 for single filers, $32,200 for married filing jointly, $16,100 for married filing separately, and $24,150 for head of household.
Do people over 65 get a higher standard deduction?
Yes. Taxpayers 65 or older receive an additional standard deduction of $2,050 if single or head of household, or $1,650 per qualifying spouse if married. A married couple both 65+ adds $3,300 to their standard deduction.
Should I take the standard deduction or itemize?
Take whichever is larger. Itemize if your total deductions for mortgage interest, state and local taxes (SALT, capped at $40,400 for 2026), charitable contributions, and medical expenses (above 7.5% of AGI) exceed the standard deduction for your filing status.

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