SaaS Metrics Calculator
Calculate MRR, ARR, net revenue retention, quick ratio, and growth rate for SaaS businesses.
By Konstantin Iakovlev · Updated April 2026 · Source: SBA — Business Guide
MRR
$57.0K
ARR
$684.0K
Net Revenue Retention
98.0%
MRR Breakdown
| Starting MRR | $50,000.00 |
| + New MRR | $8,000.00 |
| + Expansion MRR | $2,000.00 |
| - Churned MRR | $3,000.00 |
| Net New MRR | $7,000.00 |
| End MRR | $57,000.00 |
Key Metrics
| ARR | $684,000.00 |
| Net Revenue Retention (NRR) | 98.0% |
| Quick Ratio | 3.33 |
| Monthly Growth Rate | 14.0% |
| ARPU | $285.00 |
| Months to $1M ARR | 3 |
Use the SaaS Metrics Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
Founders and finance teams lean on a handful of numbers to gauge whether a subscription business is actually healthy: MRR, ARR, Net Revenue Retention, Quick Ratio, and Growth Rate. This tool computes all of them at once so you can size up performance, prepare for investor conversations, and see how you stack up against the benchmarks circulating for 2026 and the years that follow.
Each metric follows the standard SaaS definition. MRR is the recurring revenue you collect in a given month, and ARR is simply MRR x 12. Net Revenue Retention rolls together upgrades, downgrades, and churn to show how existing accounts trend over time. Quick Ratio gauges liquidity coming from recurring sources, while Growth Rate captures the percentage change in MRR or ARR across a chosen period.
Consistency in your inputs matters more than almost anything else here, particularly when it comes to time periods. The most frequent error is folding one-time payments into recurring revenue, which inflates both MRR and ARR. Comparing figures pulled from different reporting windows without normalizing them first will distort the picture just as badly, so align your periods before reading too much into the results.
Example: Q1 2026 Performance Analysis
- 1 Input your Q4 2025 MRR as $1,500,000. For Q1 2026, New MRR is $200,000, Expansion MRR is $150,000, Contraction MRR is $50,000, and Churned MRR is $75,000.
- 2 The calculator will determine your Q1 2026 Ending MRR as $1,725,000. From this, it computes an ARR of $20,700,000, a Net Revenue Retention of 105%, and a Quick Ratio of 4.67 (assuming recurring revenue as gains and recurring revenue losses as losses).
- 3 Your Q1 2026 MRR Growth Rate is 15%. Your Net Revenue Retention of 105% indicates healthy expansion offsetting churn. The Quick Ratio of 4.67 suggests strong financial resilience.
- 4 This analysis reveals a robust growth trajectory and excellent customer retention for your SaaS business in early 2026. These figures are crucial for demonstrating sustainable growth to potential investors and for internal strategic adjustments.
Source: SBA — Business Guide · Last updated: April 2026
Frequently Asked Questions
What is a good net revenue retention rate for SaaS?
How do you calculate SaaS quick ratio?
What is the difference between MRR and ARR?
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