LIHEAP Eligibility Calculator

Check Low Income Home Energy Assistance Program eligibility and estimated benefit.

By Konstantin Iakovlev · Updated April 2026 · Source: Benefits.gov

$

Eligibility

Likely Eligible

Estimated Benefit

$500.00

LIHEAP Details

150% FPL Threshold$40,980.00
Annual Benefit$500.00

Use the LIHEAP Eligibility Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling bills, a federal lifeline that keeps the lights and heat on when budgets run short. This tool checks whether you're likely to qualify for the 2026 program year and gives you an estimated benefit amount. Having that picture in hand makes it easier to plan your household budget and tap into the support you may be entitled to.

Eligibility turns on your household's gross monthly income and household size, measured against either the federal poverty guidelines or your state's median income thresholds, whichever sits higher in your state. For 2026, the federal poverty guideline for a one-person household is projected at about $15,100 a year, or $1,258 a month, rising roughly $5,300 annually for each additional person. The benefit estimate then comes from a tiered system that weighs your income against the poverty line, your household size, and your energy burden, using an average state-level distribution model for 2026.

Final eligibility and benefit amounts rest with your state's LIHEAP agency, which may factor in local energy costs or specific household vulnerabilities, so treat this as an estimate rather than a decision. Leaving out household members or underreporting income tends to throw the assessment off, so double-check every entry. Be aware, too, that individual state programs can impose extra requirements or set their own income thresholds.

Example: Family of 4 in New York

  1. 1 Enter a household size of 4 and a gross monthly income of $3,500. Select 'New York' as your state of residence.
  2. 2 The calculator will compare the $3,500 monthly income against New York's LIHEAP income limits for a 4-person household (which, for 2026, might be around 60% of the state median income, potentially up to $5,500/month). It will also factor in the average heating costs for New York and the household's income-to-poverty ratio.
  3. 3 Based on these inputs, the calculator estimates that this family is likely eligible for LIHEAP and could receive an estimated benefit of $850 for the 2026 heating season.
  4. 4 This estimated benefit of $850 can significantly offset heating costs for the family. Remember to formally apply through your local New York LIHEAP office to confirm eligibility and receive the actual benefit, as this is an estimate.

Source: Benefits.gov · Last updated: April 2026

Frequently Asked Questions

Who qualifies for LIHEAP energy assistance?
LIHEAP eligibility is typically set at 150% of the federal poverty level or 60% of state median income, whichever is higher. For 2026, a family of four generally qualifies with income below about $48,225. Priority is given to households with elderly, disabled, or young children.
How much does LIHEAP pay toward energy bills?
Average LIHEAP benefits range from $200-1,000 per year depending on the state, household size, income, and energy costs. Some states provide one-time payments while others spread assistance across the heating season. Benefits go directly to the utility company.
When should I apply for LIHEAP?
Apply as early as possible when your state opens its program, typically October-November for heating assistance. Funding is limited and many states operate on a first-come, first-served basis. Some states also offer summer cooling assistance with separate application periods.