Lease vs Buy Car Calculator
Compare total cost of leasing vs buying a car. See which option saves more over the term.
Lease Terms
Buy / Finance Terms
Total Lease Cost
$14,600.00
Total Buy Cost
$21,382.09
Better Option
Buy
Save $49.19/mo
Lease Breakdown
| Down Payment | $2,000.00 |
| Monthly Payments (36 mo) | $12,600.00 |
| Total Lease Cost | $14,600.00 |
| Cost Per Month of Use | $405.56 |
Buy / Finance Breakdown
| Down Payment | $5,000.00 |
| Loan Amount | $30,000.00 |
| Monthly Payment | $573.03 |
| Total Interest Paid | $4,382.09 |
| Total Payments | $39,382.09 |
| Less: Residual / Resale Value | - $18,000.00 |
| Net Buy Cost | $21,382.09 |
| Cost Per Month of Use | $356.37 |
Use the Lease vs Buy Car Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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