Home Inspection Cost Calculator
Estimate home inspection cost by size and age with recommended add-on tests.
By Konstantin Iakovlev · Updated April 2026 · Source: CFPB — Owning a Home
Home Size (sqft)
Base Inspection
$400.00
Recommended Add-ons
$150.00
Total with Add-ons
$550.00
Inspection Breakdown
| Base home inspection | $400.00 |
| Radon testing (recommended) | $150.00 |
| Pest inspection | $75.00 |
| Mold inspection | $300.00 |
| Sewer scope | $200.00 |
| Total with recommended | $550.00 |
Use the Home Inspection Cost Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
A professional home inspection priced by the property's size and age is far easier to plan for once you have a number in hand. Folding that figure into your purchase budget early heads off the kind of surprise that derails a closing. Nationally in 2026, inspection costs are expected to fall roughly between $450 and $700, and this estimate keeps you ahead of that range.
The math starts from a base fee tied to average 2026 inspection costs for a standard 1,500 sq ft home, then scales linearly from there. Square footage beyond 1,500 sq ft adds about $0.15 per square foot, while age contributes another $25 for each decade the home predates 2000, since older mechanical and structural systems take longer to evaluate. Optional tests like radon or mold screening enter as fixed add-on costs on top of the base.
Actual costs move with your location, the inspector's depth of experience, and how competitive the local market is, so read these as estimates. Price alone is a poor way to pick an inspector; thoroughness and a strong track record matter far more. Skipping the recommended add-on tests is a costly gamble, since they often surface hidden problems that would otherwise turn into expensive repairs later.
Example: 2026 Inspection for a 2,500 sq ft Home Built in 1985
- 1 Input: Home size = 2,500 sq ft, Year Built = 1985. Optional Add-ons: Radon Test ($175), Termite Inspection ($125).
- 2 Calculation: Base cost (average 2026 for 1,500 sq ft) = $550. Size adjustment: (2,500 - 1,500) sq ft * $0.15/sq ft = $150. Age adjustment: (2000 - 1985) / 10 decades * $25/decade = 1.5 * $25 = $37.50 (rounded to $38). Subtotal: $550 + $150 + $38 = $738. Add-ons: $175 + $125 = $300.
- 3 Result: Estimated Home Inspection Cost: $738. With Recommended Add-ons: $1,038.
- 4 Context: This estimate helps you budget for a comprehensive inspection of a larger, older home, including crucial environmental and pest checks. Confirm these figures with local inspectors, as regional pricing can vary. This provides a solid financial baseline for your home purchase.
Source: CFPB — Owning a Home · Last updated: April 2026
Frequently Asked Questions
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